MaxAdvantage Plus

You can’t predict your future. But you can plan for it.

That's why we've come up with a simple yet smart protection that covers you in times of accident, disability and sickness.

MaxAdvantage Plus pays a lump sum or covers medical expenses for you and your spouse, if you opt-in for optional cover.

• Lump Sum amount will be paid, in case of Death due to Accident, Permanent Total Disability due to Accident, and Death due to sickness
• Daily hospitalization benefit will be given, in case of hospitalization due to sickness or accident
• Second Medical Opinion and Doctor on call available

• Up to AED 300,000 Death due to sickness (including COVID-19 complications)
• Up to AED 720,000 Accidental Death 
• Up to AED 720,000 Permanent Total Disability
• Up to 300 per day, maximum 30 days of Daily hospitalization benefit due to accident or sickness
• Second Medical opinion and doctor on call included
• Optional Spouse cover

• RAKBANK Customers
• 18 to 64 years old
• UAE citizens or residents

Territorial Limit

• Worldwide cover for death due to sickness / accident and second medical opinion & doctor on call benefits
• Hospitalization benefit limited to UAE only
• Jurisdiction: United Arab Emirates

Click here to download MaxAdvantage Plus Product Brochure

Click here to download Terms and Conditions

Our Insurance Partner, RSA, made your claims submission as simple as possible, ensuring that you have the right support and tools to quickly make a claim – anytime, anywhere. Find out how you can submit a claim today.

Claims Process 

1. Register your claim

• EMAIL: Email a copy of the Certificate of Insurance along with Claim Form to [email protected].
• OFFICE: Drop a copy of the Certificate of Insurance along with Claim Form at RSA’s branch office.
• CALL:  Speak to one of their team members at RSA’s Claims Hotline at 04 302 9835 / 04 302 9903 from Sunday to Friday.

2. Receive your claim number

• Once RSA has received all related documents, you will be provided with a claim number via an email by RSA team. If you don’t receive this notification, please contact RSA’s Claims Hotline at 04 302 9835 / 04 302 9903 from Sunday to Friday.

3. Next Steps

• RSA team will reach out to you and explain the next steps and processes such as submission of police report wherever applicable.

MaxAdvantage Plus (“Insurance”) is underwritten and issued by Royal & Sun Alliance Insurance (“RSA”). The Insurance is offered by RSA exclusively to RAKBANK customers and is subject to RSA’s approval. Terms and Conditions of the Insurance policy shall apply at all times. RAKBANK is neither responsible for, nor guarantees or warrants the quality, fitness for purpose, suitability of the Insurance being offered by RSA and does not accept any liability and shall not be liable for any loss or damage arising directly or indirectly to the customer as a result of subscribing to the Insurance.