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Lifetime Pro

Do you want to invest your money for future growth? Do you also want to make sure that your family will be protected if you aren’t able to provide for them in the future? Now you can get the best of both worlds in one solution with Lifetime Pro.

  • Flexible payment terms for whatever life brings.
  • Free withdrawals so you always have access to your savings.
  • Easy fund switching using a managed fund portfolio.
  • From USD 100,000 up to USD 50 million in protection cover
  • Accidental Loss of Life Cover: In case of your unfortunate death due to an accident, your beneficiary can receive up to USD 5 Million.
  • Free Second Medical Opinion: You can avail free second medical opinion service from renowned medical centers in the USA.
  • Free Medical Discount Card: You can get a medical card which offers discounts ranging from 10% - 30% at selected Medical Providers in UAE. This card is only offered to residents.
  • Terminal Illness Cover: The basic death benefit will be accelerated in case of diagnosis of terminal illness.
  • Critical Illness Cover: You can avail a guaranteed cash lump sum payment of up to USD 1 Million if you’re diagnosed with any of the 32 Critical Illnesses.
  • Health Cover Abroad: You will be covered for treatment up to USD 2 million for life time with maximum of USD 1 million per year, when customer undergoes treatment outside UAE, for any of the 6 covered critical conditions.
  • Waiver of Premium: In case of unfortunate disability or loss of life, MetLife will continue paying for all the remaining premiums to guarantee that the plan remains in force.
  • Permanent and Total Disability: You can get a guaranteed cash payment up to USD 2 million in case of Permanent and Total Disability (PTD) due to accident or sickness.
  • Permanent Partial Disability: You can receive a guaranteed cash payment up to USD 1 million in case of Permanent Partial Disability due to accident. The percentage of Permanent Partial Disability benefit will be paid for the respective loss.
  • Hospitalization: You can get a weekly income up to USD 2,000 during the treatment period spent in a hospital by the covered Insured(s) as a result of accident or sickness.
  • Conservative Strategy: Designed for customers who are focused on minimizing losses, who are not prepared to take significant investment risks.
  • Balanced Strategy: Designed for customers who are focused on capital preservation/modest capital growth, and who are prepared to accept a medium level of investment risks.
  • Aggressive Strategy: Designed for customers who are focused on capital growth, and who are prepared to take significant investment risks.
  • Age of Issue: 1 month to 65 years
  • Age at Maturity: 95 years
  • Plan Options: Single or Joint Life
  • Policy Currency: USD
  • Payment Premium Frequency: Annually, Semi-Annually, Quarterly, Monthly
  • Payment Term: Single Premium (1 year) or Regular Premium (5 to 20 years or full term of policy)

Click here to download Product Brochure

Our Insurance Partner, MetLife, made your claims submission as simple as possible, ensuring that you have the right support and tools to quickly make a claim – anytime, anywhere. Find out how you can submit a claim today.

  • Claim Process
    Death benefits or Terminal Illness are only payable upon delivery of this policy to MetLife’s administration together with satisfactory proof of:
  • Claimant's Statement completed and signed by the beneficiary
  • Physician's Statement completed, signed and stamped by the Physician who last attended the deceased or detailed medical report.
  • Original death certificate.
  • Police and Forensic reports in case death was due to accident.
  • Original Policy document.
  • Copies of passports or ID cards of deceased and beneficiary.
  • Complete address and telephone number of beneficiary.
  • Where to Submit

    Claims Department - MetLife
    P.O. Box 371916, Dubai, UAE
    Tel. +971 4 415 4555
    Fax. +971 4 415 4445
    E-mail: [email protected]

Click here to download Claims Statistics

Lifetime Pro (“Insurance“) is underwritten and issued by American Life Insurance Company (“MetLife”).The Insurance is offered by MetLife exclusively to RAKBANK customers and is subject to MetLife’s approval. Terms and Conditions of the Insurance policy shall apply at all times. RAKBANK is neither responsible for, nor guarantees or warrants the quality, fitness for purpose, suitability of the Insurance being offered by MetLife and does not accept any liability and shall not be liable for any loss or damage arising directly or indirectly to the customer as a result of subscribing to the Insurance.

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