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Home In One Facility in UAE

A Mortgage Facility that pays you interest!

It combines your Current Account, Interest Savings and Mortgage Facility to provide a single, easy-to-manage solution with a range of benefits.

  • Attractive interest rate for 1, 3 or 5 Year Fixed Rate for Salaried and Self-employed customers starting 2.39% p.a.*
  • Nil In Principle Approvals (IPA) fees
  • 0% Processing Fee***
  • Processing fee of 0.25% for Salaried customers and 0.50% for Self Employed customers
  • Reduced Evaluation fee
  • Attractive discounts on Life Insurance
  • Bundled Emirates Skywards World Elite Credit Card offered with the loan**

*Conditions apply, variable rate based on 3 Months EIBOR. Offer is valid  for all loans disbursed prior to  31st Jan 2022.
**Conditions apply *** for handover and Buyouts 

Pay off your Facility much sooner
Every deposit you make lowers your interest payments reducing your Facility tenor
Easy access to your funds 
You can withdraw your available balance at any time, just like any current account
Low Cost Mortgage
Interest is calculated on your daily balances, reducing the effective rate of interest 
  • Home in One links your current account balances to your mortgage facility in order to reduce the mortgage balance you’re charged interest on. This will help reduce your mortgage payments each month.
  • Your low yielding deposits once placed in Home in One will yield the same rate as that on the Facility. Additionally you will have instant access to your funds.
  • Home in One is ideal for anyone buying a home whether  for self-use or as an investment
  • The Account offers all facilities of a Current Account i.e. Debit Card, Cheque book, Internet and Mobile banking.

Use our calculator now to know how Home in One can save you interest.

Still have questions? Click here to view the Frequently Asked Questions.

*Note: Verification Image text is case sensitive

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