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Home In One Loan in UAE

A Mortgage Loan that pays you interest
 

It combines your Current Account, Interest Savings and Mortgage Facility to provide a single, easy-to-manage solution with a range of benefits.

  • 3 Year fixed rates starting 3.99%
  • Avail free in principle approvals (IPA) – Save AED 5,000*
  • 50% discount on processing fee for all customers*
  • You can move your existing Mortgage Loan to RAKBANK at 0% processing fees* 

* Conditions apply. Offer is valid on Home Loans taken till  31st  December 2019

Pay off your Loan much sooner
Every deposit you make lowers your interest payments reducing your loan tenor
Easy access to your funds 
You can withdraw your available balance at any time, just like any current account
Low Cost Mortgage
Interest is calculated on your daily balances, reducing the effective rate of interest 
  • Home in One links your current account balances to your mortgage facility in order to reduce the mortgage balance you’re charged interest on. This will help reduce your mortgage payments each month.
  • Your low yielding deposits once placed in Home in One will yield the same rate as that on the loan. Additionally you will have instant access to your funds.
  • Home in One is ideal for anyone buying a home whether  for self-use or as an investment
  • The Account offers all facilities of a Current Account i.e. Debit Card, Cheque book, Internet and Mobile banking.

Use our calculator now to know how Home in One can save you interest.

Still have questions? Click here to view the Frequently Asked Questions.

 
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