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Home In One Facility in UAE

A Mortgage Facility that pays you interest!

It combines your Current Account, Interest Savings and Mortgage Facility to provide a single, easy-to-manage solution with a range of benefits.

Special promotion for UAE resident customers to finance ready to move in residential properties valid for limited time

3 Years fixed rates starting 2.69%* for salaried customers and 3.49% for Self Employed customers
Nil In Principle Approvals (IPA) fees
Processing fee of 0.25% for Salaried customers and 0.50% for Self Employed customers
Evaluation fee of only AED 1,850 + VAT.
Attractive discounts on Life Insurance.
You can move your existing Mortgage Loan to RAKBANK at 0% processing fees
Bundled Emirates Skywards World Elite Credit Card offered with the loan**

*Conditions apply. Offer is valid till 31^st August 2021.
**Conditions apply.

Pay off your Facility much sooner

Every deposit you make lowers your interest payments reducing your Facility tenor

Easy access to your funds

You can withdraw your available balance at any time, just like any current account

Low Cost Mortgage

Interest is calculated on your daily balances, reducing the effective rate of interest

Home in One links your current account balances to your mortgage facility in order to reduce the mortgage balance you’re charged interest on. This will help reduce your mortgage payments each month.
Your low yielding deposits once placed in Home in One will yield the same rate as that on the Facility. Additionally you will have instant access to your funds.
Home in One is ideal for anyone buying a home whether for self-use or as an investment
The Account offers all facilities of a Current Account i.e. Debit Card, Cheque book, Internet and Mobile banking.