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Titanium Credit Card

The RAKBANK Titanium Credit Card offers a host of privileges and benefits unparalleled and unmatched by any other Credit Card like:

  • 5% Cashback on all Supermarket and dining spends worldwide
  • Up to 50% Cashback on cinema spends worldwide
Minimum Monthly Spend (AED) Monthly Cashback on Supermarkets and Dining  Monthly Cashback on Cinemas
5,000 5% 50%
Max monthly Cashback Cap AED 150 AED 70

If your Cashback on Supermarket, Dining and Cinemas exceed the monthly maximum Cashback cap for these categories, then the excess spend amount in these categories will earn you Cashback at standard Cashback rates.

Standard Cashback*
In addition to the above you will earn up to 2% Cashback on your Domestic & International Retail Purchase Transactions, Internet Transactions and International Cash Advances, as shown in the table below.


 Monthly Spend - Domestic & International (AED) Monthly Standard Cashback
1 - 14,999 1%
15,000 & above 2 %
Maximum Monthly Cashback Cap AED 1500**

 *Effective May 14th, 2020, all domestic and international transactions under the category of Charities, Government Services, Bill Payments, Schools, Education, Transits, Transport, Telecommunication, Real Estate, Petrol/Gas stations, will earn 0.25% cashback for every AED 1 spent.

The minimum threshold to redeem cashback for the Titanium card is AED 100.

Transactions made through any of the banking channels i.e. IVR, Internet Banking, Mobile, CDMs, ATM’s, Branches or any other RAKBANK payment channels will not be eligible for any cashback/rewards.


** This includes the Cashback earned on supermarket, dining and cinema spends.

Terms & Conditions

  • International Spend means Retail Purchases, Internet Transactions and Cash Advances / Withdrawals in any foreign currency and performed at merchant website, or ATMs located outside the UAE
  • 5% Cashback on Supermarkets, Dining and 50% Cashback on Cinemas is subject to meeting the minimum overall retail spend of AED 5000 each month on your RAKBANK Titanium Credit Card. If minimum monthly spend is not achieved, Cashback at standard rates will be applicable
  • Spends that are eligible & included for calculation of special cashback on Supermarket, Dining and Cinemas, will be excluded from total spends for calculation of standard Cashback
  • Click here for standard Cashback Terms and Conditions
  • Supermarket, Dining & Cinema transactions are categorised on the basis of Merchant Category Codes (MCC) which are defined by Mastercard® and RAKBANK reserves the right to select the list of MCCs under each category
  • No annual fee EVER!
  • Low interest rate on outstanding Retail Purchases
  • Exclusive offers on electronics, jewellery, holidays, dining, furnishing and much more
  • Up to 55 days interest free credit
  • FREE Supplementary Cards
  • FREE Purchase Protection
  • FREE Travel Accident Insurance
  • Cash Advance of up to 80% of your Credit Limit
  • Privileged discounts on dining and shopping
  • Lowest minimum monthly payment of just 4%
  • Pay your Credit Card bills at any RAKBANK ATM or EDM, or one of the following exchange houses: UAE Exchange, Redha Al Ansari Exchange, Al Ansari Exchange, Sharaf Exchange, Al Fardan Exchange or Lulu Exchange outlets.

Travel Related:

  • Complimentary access to over 10 Marhaba and CAC lounges in UAE, KSA, Jordan, Kuwait and Egypt
  • 10% discount on Rentalcars.com 
  • 20% off AVIS car rental

  • 10% off on car or truck rentals with Budget

Hotel Related:

  • 10% cashback on hotel bookings via bookings.com
  • 15% discount at IHG Hotels and Resorts

Lifestyle Related:

  • 25% discount on your first Fiit subscription
  • 20% off on grocery or food orders at Talabat
  • LingoKids learning app - 2 months-free trial (new users)  or 30% off on monthly subscriptions 
  • Priceless Specials offers on dining, leisure and more

Click here for detailed information on Mastercard benefits and redemption process.

  • To view the Titanium Credit Card's exclusive offers and privileges, click here.


Shopping just got easier with the 0% Easy Payment Plan for RAKBANK Credit Cards. Convert your purchase into a 0% Easy Payment Plan, for 3, 6, 9 or 12 months, at a wide range of participating merchants. Click here for more details.

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