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Titanium Credit Card

The RAKBANK Titanium Credit Card offers a host of privileges and benefits unparalleled and unmatched by any other Credit Card like:

5% Cashback on Supermarkets and Dining
Enjoy 5% Cashback on all Supermarket and dining spends worldwide.

Upto 50% Cashback on Cinemas
Enjoy upto 50% Cashback on cinema spends worldwide.

Minimum Monthly Spend (AED) Monthly Cashback on Supermarkets and Dining  Monthly Cashback on Cinemas
5,000 5% 50%
Max monthly Cashback Cap AED 150 AED 70

If your Cashback on Supermarket, Dining and Cinemas exceed the monthly maximum Cashback cap for these categories, then the excess spend amount in these categories will earn you Cashback at standard Cashback rates.

Standard Cashback*
In addition to the above you will earn up to 2% Cashback on your Domestic & International Retail Purchase Transactions, Internet Transactions and International Cash Advances, as shown in the table below.

 Monthly Spend - Domestic & International (AED) Monthly Standard Cashback
1 - 14,999 1%
15,000 & above 2 %
Maximum Monthly Cashback Cap AED 1500**

*Effective January 1st 2018, all spends under the category of Government Services and Utility Payments will earn 0.25% Cashback for every AED 1 spent.

*Effective August 2nd 2018, all spends under the category of Bill Payments (Telecommunication & utility), Real Estate, Car Rentals, Transport and Petrol/Gas Stations will earn 0.25% cashback for every AED 1 spent.

** This includes the Cashback earned on supermarket, dining and cinema spends.

Terms & Conditions

  • International Spend means Retail Purchases, Internet Transactions and Cash Advances / Withdrawals in any foreign currency and performed at merchant website, or ATMs located outside the UAE
  • 5% Cashback on Supermarkets, Dining and 50% Cashback on Cinemas is subject to meeting the minimum overall retail spend of AED 5000 each month on your RAKBANK Titanium Credit Card. If minimum monthly spend is not achieved, Cashback at standard rates will be applicable
  • Spends that are eligible & included for calculation of special cashback on Supermarket, Dining and Cinemas, will be excluded from total spends for calculation of standard Cashback
  • Click here for standard Cashback Terms and Conditions
  • Supermarket, Dining & Cinema transactions are categorised on the basis of Merchant Category Codes (MCC) which are defined by Mastercard® and RAKBANK reserves the right to select the list of MCCs under each category
  • No annual fee EVER!
  • Low interest rate on outstanding Retail Purchases
  • Exclusive offers on electronics, jewellery, holidays, dining, furnishing and much more
  • Up to 55 days interest free credit
  • FREE Supplementary Cards
  • FREE Purchase Protection
  • FREE Travel Accident Insurance
  • Cash Advance of up to 80% of your Credit Limit
  • Privileged discounts on dining and shopping
  • Lowest minimum monthly payment of just 3%
  • Send money using RAKMoneyTransfer service through Digital Banking from wherever you are, or directly from any of our branches. You can now send money to India, Sri Lanka, Philippines, Nepal, Pakistan, Europe and various other parts of the world with RAKMoneyTransfer. Click here to know more.
  • Travel in style! Exclusive global discounts and privileges on premium brands and hotels on your Credit Card
  • Enjoy hundreds of complimentary Buy 1 Get 1 offers throughtout Middle East & Africa across dining, cafes, entertainment and attractions  powered by the Buy 1, Get 1 Mastercard for You app
  • Download the Careem App and register to get the first free ride as a new customer. On subsequent rides get 20% discount on three rides monthly. Add your Mastercard as a payment option in the mobile app, and enjoy your trip. To enable the New Careem user offer, enter the promo code MC1RIDE  and to enable the 20% discount, enter promo code MASTERCARD.*
  • Unlimited complimentary access to over 10 VIP lounges in Dubai, Abu Dhabi, Cairo, Kuwait, and Jordan airports. Please click here for more details
  • Pay your Credit Card bills at any RAKBANK ATM or EDM, or one of the following exchange houses: UAE Exchange, Redha Al Ansari Exchange, Al Ansari Exchange, Sharaf Exchange, Al Fardan Exchange or Lulu Exchange outlets

* First free ride capped at AED 60 and 20% discount capped at AED 25

Mastercard for you App

The new Mastercard For You app gives you access to a world full of possibilities, helping you learn about how you can use your card to its full potential. Simply choose the type of Mastercard you have and start discovering how it can enhance your travel, lifestyle and peace of mind. 

Discover new places to dine, have a special day out with the family or treat yourself to a day at the spa – with this app, your Mastercard becomes your master key to even better experiences. Use the app to access benefits, redeem offers, and claim insurance coverage.

Use the Mastercard For You app to:

  • Browse ‘Buy 1 Get 1 Free’ offers in your selected location
  • Reveal a host of travel, lifestyle and insurance benefits
  • Learn about your online shopping privileges
  • Find out how your card protects you

Download the App from the Google Play Store and App store.

  • To view the Titanium Credit Card's exclusive offers and privileges,click here.
  • With RAKfoodie you can enjoy up to 30% Discount at over 2,000 restaurants using your RAKBANK Cards.

Shopping just got easier with the 0% Easy Payment Plan for RAKBANK Credit Cards. Convert your purchase into a 0% Easy Payment Plan, for 3, 6, 9 or 12 months, at a wide range of participating merchants. Click here for more details.