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HighFlyer Platinum Credit Card

At home or away, the new RAKBANK HighFlyer Platinum Credit Card offers a world of rewards, benefits, discounts and privileges. Spend and travel for free. Unlike Airline co-brand Credit Cards, HighFlyer Platinum Credit Card is not restricted to any particular airline; rather you will have the choice of selecting any airline from the list of 300+ airlines for travel at the time of redemption. Additionally, you can also choose from a wide range of 300,000+ hotels and other travel experiences. Moreover, there are no ‘black-out’ periods while redeeming RAKrewards for travel tickets. In addition, you will earn the specific airline loyalty miles at the time of redemption for air tickets through RAKrewards.ae

  • Earn up to 350,000 standard RAKrewards monthly on all your domestic & international spends*
Total Monthly Spend (AED) RAKrewards on Domestic spend/month per AED 1 RAKrewards on International spend/month per AED 1
Up to AED 14,999 1.75 3
15,000 and above 3 5
Max Cap 175,000 175,000

*Effective January 1st 2018, all spends under the category of Government Services and Utility Payments will earn 0.35 RAKrewards for every AED 1 spent

*Effective August 2nd 2018, all spends under the category of Bill Payments (Telecommunication & utility), Real Estate, Car Rentals, Transport and Petrol/Gas Stations will earn 0.35 RAKrewards for every AED 1 spent.

  • Enjoy up to 30% quarterly bonus RAKrewards
Total Retail Spend in 3 months (AED) Bonus Reward Rate Max Cap (RAKrewards)
15,000 to 19,999 10% 33,333
20,000 – 24,999 20% 75,000
25,000 and above 30% 138,889
*The bonus RAKrewards calculated will be on the total rewards earned during each quarter (eg. Jan, Feb, Mar - Q1, Apr, May, June - Q2 etc.) For example:
Month Retail Domestic Spend(AED) RAKrewards earned Remarks
Jan ‘17 2,000 3,500 @ 1.75 RAKrewards for every AED 1 spend
Feb ‘17 16,000 48,000 @ 3.00 RAKrewards for every AED 1 spend
Mar ‘17 3,000 5,250 @ 1.75 RAKrewards for every AED 1 spend
Total 21,000 56,750  
Since the total spends during the quarter is between AED 20,000 to 24,999 you will earn 11,350 (i.e. 56,750 * 20%) additional quarterly bonus RAKrewards.

Cinema Reward Offerings

Overall Monthly Spend (AED) On Cinema Spend RAKrewards
AED 5,000 and above AED 1 50
Maximum RAKrewards monthly cap on cinema spend is 10,000

Please click here to view more information and redeem RAKrewards  

  • No annual fee EVER!
  • Low interest rate on outstanding Retail Purchases
  • Exclusive offers on electronics, jewellery, holidays, dining, furnishing and much more
  • Up to 55 days interest free credit
  • FREE Supplementary Cards
  • Purchase protection in case of theft or accidental damage offered by Mastercard
  • FREE Travel Accident Insurance
  • Cash Advance of up to 80% of your Credit Limit
  • Privileged discounts on dining and shopping
  • Lowest minimum monthly payment of just 3%
  • Send money using RAKMoneyTransfer service through Digital Banking from wherever you are, or directly from any of our branches. You can now send money to India, Sri Lanka, Philippines, Nepal , Pakistan, Europe and various other parts of the world with RAKMoneyTransfer. Click here to know more.
  • Travel in style! Exclusive global discounts and privileges on premium brands and hotels on your Credit Card
  • Enjoy hundreds of complimentary Buy 1 Get 1 offers throughtout Middle East & Africa across dining, cafes, entertainment and attractions powered by the Buy 1, Get 1 Mastercard for You app
  • Download the Careem App and register to get the first free ride as a new customer. On subsequent rides get 20% discount on three rides monthly. Add your Mastercard as a payment option in the mobile app, and enjoy your trip. To enable the New Careem user offer, enter the promo code MC1RIDE  and to enable the 20% discount, enter promo code MASTERCARD.*
  • Unlimited, complimentary access to Lounges to over 10 Marhaba and CAC lounges in UAE, KSA, Jordan, Kuwait and Egypt.15 regional and international LoungeKey lounges across USA, UK, Canada, Germany, France, Singapore, and more. Please click here for more details.
  • Avis Car Rental Discounts: 15% off on car rental across Europe, the Middle East, Africa and Asia and 12% off on car rental in the United States and Canada.
  • MyUS Premium Shipping Discounts and Complimentary Membership. Simply register at:  www.myus.com/welcome/mastercardpremium/
  • Bicester Village Shopping Collection Benefits offer savings of up to 60% on the recommended retail price, in their own luxuriously appointed boutiques, all year round.
  • Cleartrip travel discounts upto 30% – Airline and Hotel bookings. Simply go to https://www.cleartrip.ae/offers/uae/Mastercard, select your airfare and/or hotel nights, and enter promo code MASTERCARD.
  • European Shopping Villages Luxurious shopping discount Up to 60%. Click here to know more. 
  • Pay your Credit Card bills at any RAKBANK ATM or EDM, or one of the following exchange houses: UAE Exchange, Redha Al Ansari Exchange, Al Ansari Exchange, Sharaf Exchange, Al Fardan Exchange or Lulu Exchange outlets

* First free ride capped at AED 60 and 20% discount capped at AED 25

With RAKfoodie you can enjoy up to 30% Discount at over 2,000 restaurants using your RAKBANK Cards.

Shopping just got easier with the 0% Easy Payment Plan for RAKBANK Credit Cards. Convert your purchase into a 0% Easy Payment Plan, for 3, 6, 9 or 12 months, at a wide range of participating merchants. Click here for more details.

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