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Introducing SwatchPAY! - The coolest way to pay.


It’s waterproof, super-fast, doesn’t need a battery and it’s here. It’s time to discover SwatchPAY!


  • You can use your RAKBANK Credit, Debit or Prepaid Cards and SwatchPAY! at millions of locations that accept contactless payments
  • You’ll earn the same RAKrewards, Cashback, Goldback or any other benefits you get by using your RAKBANK physical Credit Card
  • You can withdraw cash using SwatchPAY! at over 170 contactless-enabled RAKBANK ATM machines

Exclusive Promotion

Get 10% OFF your purchases at Swatch stores in the UAE using RAKBANK enabled SwatchPAY! until 30th June 2020. Conditions apply.


Setting up SwatchPAY! in easy steps

SwatchPay! – Android Activation

  • Scan or insert the data from your payment card
  • Choose your watch and give it a name
  • Position your watch against the back of your smartphone and hold it for a few seconds
  • Connection completed, you can now remove your watch
  • Read and accept the Terms and Conditions
  • Once again, position your watch against the back of your smartphone and hold it for few more seconds
  • Tokenization completed, you can now remove your watch
  • Validate your payment card and that’s it.
  • Your Swatch Pay is ready

Click here to view the tutorial video on SwatchPay! – Android Activation

SwatchPay! – In-store Activation

  • Purchase one of the SwatchPAY! enabled watches online or at a Swatch store near you
  • Download SwatchPAY! App on your phone 
  • Visit one of select Swatch stores where one of the store representative will assist to link your RAKBANK Card to SwatchPAY! using an available SwatchPAY! Box


Get started with an easier way to pay



  • Add 1 Credit, Debit or Prepaid RAKBANK Card to your SwatchPAY! enabled Swatch watch.
  • At the checkout, hold your Swatch watch near the contactless payment terminal.
  • After the payment is completed, you will receive a SMS confirmation on your registered RAKBANK Mobile number.
  • Once the purchase is completed, you can track your latest transactions in the SwatchPAY! app on your phone.

The coolest way to pay!

Supported Swatch Watches

SVIM100-5300, OCEAN PAY! - SVIN103-5300, BBNYTE PAY! - S027B106-5300, BBSKY PAY! -
S027N106-5300, BBMIST PAY! - S027W101-5300. For more information about SwatchPAY! refer to the following link.


Shop with confidence, thanks to enhanced security.

Fraud Protection

Each SwatchPAY! transaction is covered by your bank’s fraud protection. Plus, your Card number is never stored or transmitted by SwatchPAY!.

Real-time Alerts

Real-time purchase SMS and alerts

Industry-Standard Tokenisation

SwatchPAY! uses industry-standard tokenisation to help keep each transaction private


Introducing SwatchPAY! on RAKBANK ATMs - A first for UAE

Having pioneered cardless ATM withdrawals in the UAE through Digital Banking, RAKBANK is taking convenience one step further.

Now for the first time, you can use SwatchPAY! on your Swatch watch to withdraw cash at over 170 RAKBANK ATMs in 3 easy steps.

* Look for the NFC  symbol on the ATM to use SwatchPAY! for cash withdrawals. 


Click here for FAQs