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Introducing Garmin Pay™


No cash? No problem. With your RAKBANK Credit, Debit or Prepaid Cards linked to your supported Garmin Watches you can now leave your wallet or even your smartphone at home, and make purchases from your wrist using only your smartwatch. Available everywhere contactless payments are accepted. 
  • Compatible with Android and IOS Smart phones and tablets
  • Your Card number isn’t shared with the merchant and actual Card number is not stored on your devices
  • You can see past transactions from within the Garmin Pay Wallet
  • Offers you the ability to suspend any Card in case you lost your Card
  • You will continue to maintain all the rewards you signed up as a RAKBANK Cardholder
  • You can withdraw cash using Garmin Pay at over 170 contactless-enabled RAKBANK ATM machines

Setting up Garmin Pay in easy steps

To get started, download the latest version of the Garmin Connect Mobile app on your Apple or Android smartphone or tablet and make sure your Garmin watch is charged and follow these steps:

  • Open the updated Garmin Connect Mobile app on your device, tap 'Garmin Devices', and select your Garmin smartwatch modelTap or click your device image
  • Select Garmin Pay and tap 'Create Your Wallet'
  • Create a passcode to keep the wallet on your smartwatch secure
  • Enter your RAKBANK Credit, Debit or Prepaid Card details
  • Accept the Terms and Conditions
  • Enter the Authentication Code sent by SMS to your registered mobile number with the Bank
  • Once you are done, the Card will be added to your wallet and you're ready to go
  • You can add up to 10 Cards to your wallet for your convenience
  • You can view and manage your Cards in the Garmin Connect Mobile app. Just tap 'Garmin Pay' and then 'Manage Your Wallet'


Now you are ready to pay for a purchase using your smartwatch 


You must set up at least one payment Card to use your smartwatch for
purchase and you can swipe between Cards to change payment Card.

  • Press the device action buttons or touch screen on your smartwatch
  • Select the Wallet icon 
  • Enter your four-digit passcode
  • Hold you wrist close the contactless terminal
  • The watch vibrates and displays a green checkmark once payment is processed successfully using the selected Card for payment 

If you enter your passcode incorrectly three times, your wallet locks, and you must reset your passcode in the Garmin Connect Mobile app. 

You don’t need to enter your passcode again while you are wearing your smartwatch for 24 hours with the exception of taking it off your wrist. 

Shop with confidence, thanks to enhanced security.

Your Card information is kept private and never shared with merchants or stored in Garmin Pay App

Authentication passcode required when purchasing using your personal smartwatch

Real-time purchase SMS and alerts

You can view your transactions on RAKBANK Digital Banking App and Garmin Connect mobile App

Supported Devices

Vivoactive 3, Vivoactive 3 Music, Forerunner 645, Forerunner 645 Music, Fenix 5S Plus, Fenix 5S Plus, Fenix 5X Plus, D2 Delta S, D2 Delta, D2 Delta PX

Pay Almost Anywhere


Introducing Garmin Pay on RAKBANK ATMs - A first for UAE

Having pioneered cardless ATM withdrawals in the UAE through Digital Banking, RAKBANK is taking convenience one step further.

Now for the first time, you can use Garmin Pay on your smartwatch to withdraw cash at over 170 RAKBANK ATMs in 3 easy steps.

* Look for the NFC  symbol on the ATM to use Garmin Pay for cash withdrawals. 


Click here for FAQs