Aman Motor Takaful
To insure your brand new or existing car for overall protection with an extensive range of benefits, RAKBANK brings to you Shari’ah compliant Motor Takaful offered by Dubai Islamic Insurance & Reinsurance Company (AMAN) (P. S.C.), one of the leading Insurance Companies in the UAE.
Covers available:
- Comprehensive Cover for vehicles registered in Individual name
- Comprehensive Cover for vehicles registered in Company name
- Comprehensive Cover for vehicles registered in Commercial Company name
Features *
Sr.No | PRODUCT FEATURES | Individual | Company Individual | Company Private | Company Commercial |
---|---|---|---|---|---|
1 | AGAINST PHYSICAL LOSS/DAMAGE (INSURED VEHICLE) | COVERED | COVERED | COVERED | COVERED |
2 | THIRD PARTY BODILY INJURY | UNLIMITED | UNLIMITED | UNLIMITED | UNLIMITED |
3 | THIRD PARTY PROPERTY DAMAGE | 3.5 MILLION | 3.5 MILLION | 3.5 MILLION | 1 MILLION |
4 | GEOGRAPHICAL SCOPE | UAE-OMAN-QATAR | UAE-OMAN-QATAR | UAE-OMAN-QATAR | UAE |
5 | AGENCY REPAIR | 2 YEARS FREE | 2 YEARS FREE | 2 YEARS FREE | 1ST YEAR ONLY |
6 | 3RD YEAR REGISTRATION | Optional | Optional | Optional | |
7 | 4TH YEAR REGISTRATION | Optional | Optional | Optional | N/A |
8 | 5TH YEAR REGISTRATION | Optional | Optional | Optional | N/A |
9 | REPLACEMENT OF VEHICLES UP TO 7 DAYS | Optional | Optional | N/A | N/A |
10 | NATURAL CALAMITIES | FREE | FREE | FREE | FREE |
11 | RIOTS, STRIKES | FREE | FREE | FREE | FREE |
12 | EMERGENCY MEDICAL EXPENSES UP TO AED 5,000/- | FREE | N/A | N/A | N/A |
13 | PERSONAL BELONGING UP TO AED 5,000/- | FREE | N/A | N/A | N/A |
14 | REPLACEMENT OF LOCKS UP TO AED 1,000/- | FREE | N/A | N/A | N/A |
15 | VALET PARKING THEFT COVER | FREE | N/A | N/A | N/A |
16 | UNLIMITED WIND SCREEN DAMAGE WITH NO EXCESS | FREE | FREE | FREE | N/A |
17 | OFF ROAD COVER FOR 4 WHEEL SPECIFIC VEHICLES | FREE | N/A | N/A | N/A |
18 | FULL PREMIUM BACK (ILOE COVER UP TO AED 5,000) | FREE | N/A | N/A | N/A |
19 | DERBY AUTO ASSISTANCE | FREE GOLD | FREE GOLD | FREE GOLD | N/A |
20 | SECURE WALLET UP TO AED 10,000 | FREE | N/A | N/A | N/A |
21 | AMBULANCE SERVICES ** | Covered | Covered | Covered | Covered |
*The above listed features are applicable for saloon, station wagon & sports/coupe only
** This feature is automatically included for an additional nominal charge.
Personal Accident Benefit
Personal Accident Benefit to driver and Family member(s)/Employee(s) up to a limit of AED 200,000/- per person with following additional premium:
Saloon & 4WD vehicles:
- Driver: AED 120/-
- Passenger: AED 30/- (per passenger)
Pickups/ Vans/ Buses/ Heavy Vehicles:
- Driver: AED 200/-
- Passenger: AED 30/- (per passenger)
Derby Road-side Assistance:
BENEFITS*** | Gold - Free | Platinum - AED 125 |
---|---|---|
Minor Mechanical Assistance | YES | YES |
Battery Boosting | YES | YES |
Emergency Fuel Delivery | YES | YES |
Lockout Service | YES | YES |
Flat Tyre Service | YES | YES |
Automobile Registration & Renewal services once a year | YES | YES |
Off-road Recovery | YES | YES |
Service – Pick / Drop twice a year | NO | YES |
Airport Pick / Drop twice a year | NO | YES |
UAE & Oman Coverage | YES | YES |
24 hours Rent a car at the time of accident | NO | YES |
Discount on International Driving License | AED 5/- | AED 20/- |
***Conditions
- All Services will be provided within the same emirate only.
- Off-Road recovery available to vehicle stranded at a distance of 5 meters from the road
- Service-Pick and Drop & Airport Pick and Drop service need to be booked 3 days in advance with the Derby Roadside Assistance call center.
Offer available to
- RAKBANK customers
- Vehicles registered in the name of individuals and company for individual, private & commercial use
- Drivers who are at least 22 years of age
- Drivers holding a valid UAE license
- Note:- Policy Fee of AED 10/- applicable
Disclaimer:
Takaful is offered by Dubai Islamic Insurance & Reinsurance Company (AMAN) (P. S.C.) for RAKBANK customers and is subject to their approval. Terms and Conditions of the Takaful policy shall apply. This is for your information only and RAKBANK is neither responsible for, nor guarantees or warrants the quality, fitness for purpose, suitability of the Takaful being offered and does not accept any liability and will not be liable for any loss or damage arising directly or indirectly to the customer taking the Takaful.