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Aman Motor Takaful

To insure your brand new or existing car for overall protection with an extensive range of benefits, RAKBANK brings to you Shari’ah compliant Motor Takaful offered by Dubai Islamic Insurance & Reinsurance Company (AMAN) (P. S.C.), one of the leading Insurance Companies in the UAE.

Covers available:

  • Comprehensive Cover for vehicles registered in Individual name
  • Comprehensive Cover for vehicles registered in Company name
  • Comprehensive Cover for vehicles registered in Commercial Company name

 

Sr.No PRODUCT FEATURES Individual Company Individual Company Private Company Commercial
1 AGAINST PHYSICAL LOSS/DAMAGE (INSURED VEHICLE) COVERED COVERED COVERED COVERED
2 THIRD PARTY BODILY INJURY UNLIMITED UNLIMITED UNLIMITED UNLIMITED
3 THIRD PARTY PROPERTY DAMAGE 3.5 MILLION 3.5 MILLION 3.5 MILLION 1 MILLION
4 GEOGRAPHICAL SCOPE UAE-OMAN-QATAR UAE-OMAN-QATAR UAE-OMAN-QATAR UAE
5 AGENCY REPAIR 2 YEARS FREE  2 YEARS FREE 2 YEARS FREE 1ST YEAR ONLY
6 3RD YEAR REGISTRATION Optional Optional Optional  
7 4TH YEAR REGISTRATION Optional Optional Optional N/A
8 5TH YEAR REGISTRATION Optional Optional Optional N/A
9 REPLACEMENT OF VEHICLES UP TO 7 DAYS Optional Optional N/A N/A
10 NATURAL CALAMITIES FREE FREE FREE FREE
11 RIOTS, STRIKES FREE FREE FREE FREE
12 EMERGENCY MEDICAL EXPENSES UP TO AED 5,000/- FREE N/A N/A N/A
13 PERSONAL BELONGING UP TO AED 5,000/- FREE N/A N/A N/A
14 REPLACEMENT OF LOCKS UP TO AED 1,000/- FREE N/A N/A N/A
15 VALET PARKING THEFT COVER FREE N/A N/A N/A
16 UNLIMITED WIND SCREEN DAMAGE WITH NO EXCESS FREE FREE FREE N/A
17 OFF ROAD COVER FOR 4 WHEEL SPECIFIC VEHICLES FREE N/A N/A N/A
18 FULL PREMIUM BACK (ILOE COVER UP TO AED 5,000) FREE N/A N/A N/A
19 DERBY AUTO ASSISTANCE FREE GOLD FREE GOLD FREE GOLD N/A
20 SECURE WALLET UP TO AED 10,000 FREE N/A N/A N/A
21 AMBULANCE SERVICES ** Covered Covered Covered Covered

*The above listed features are applicable for saloon, station wagon & sports/coupe only

** This feature is automatically included for an additional nominal charge.

Personal Accident Benefit to driver and Family member(s)/Employee(s) up to a limit of AED 200,000/- per person with following additional premium:

  • Driver: AED 120/-
  • Passenger: AED 30/- (per passenger)
  • Driver: AED 200/-
  • Passenger: AED 30/- (per passenger)

 

BENEFITS*** Gold - Free Platinum - AED 125
Minor Mechanical Assistance YES YES
Battery Boosting YES YES
Emergency Fuel Delivery YES YES
Lockout Service YES YES
Flat Tyre Service YES YES
Automobile Registration & Renewal services once a year YES YES
Off-road Recovery YES YES
Service – Pick / Drop twice a year NO YES
Airport Pick / Drop twice a year NO YES
UAE & Oman Coverage YES YES
24 hours Rent a car at the time of accident NO YES
Discount on International Driving License AED 5/- AED 20/-
  • All Services will be provided within the same emirate only.
  • Off-Road recovery available to vehicle stranded at a distance of 5 meters from the road
  • Service-Pick and Drop & Airport Pick and Drop service need to be booked 3 days in advance with the Derby Roadside Assistance call center.
  • RAKBANK customers
  • Vehicles registered in the name of individuals and company for individual, private & commercial use
  • Drivers who are at least 22 years of age
  • Drivers holding a valid UAE license
  • Note:- Policy Fee of AED 10/- applicable

Takaful is offered by Dubai Islamic Insurance & Reinsurance Company (AMAN) (P. S.C.) for RAKBANK customers and is subject to their approval. Terms and Conditions of the Takaful policy shall apply. This is for your information only and RAKBANK is neither responsible for, nor guarantees or warrants the quality, fitness for purpose, suitability of the Takaful being offered and does not accept any liability and will not be liable for any loss or damage arising directly or indirectly to the customer taking the Takaful.

 

In line with the UAE’s Value Added Tax (VAT) implementation from 1st January 2018, VAT at the rate of 5% will be levied on RAKBANK’s fees and charges specified herein, wherever applicable and as per UAE law.
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