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Introducing

RAKislamic Emirates Skywards
World Elite Mastercard® Credit Card

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    Get the best offer on Skywards Miles
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    Emirates Skywards Silver tier membership
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    Fast track to Emirates Skywards Gold tier membership
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    Global airport lounge access & transfers
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    15% discount on 'Buy and Gift Miles'
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Lifestyle Benefits

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    GHA Discovery Titanium Membership & Hotel Discounts
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    Exclusive Hotel Discounts
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    Entertainment benefits
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    Take your golf game to the next level
GHA Discovery Titanium Membership and Hotel Discounts Uplift your hospitality experience

 

  • GHA Discovery Titanium Membership: Revel in the comfort and get the recognition and the benefits you deserve across 500+ hotels in 85+ countries. Your status grants you exclusive benefits wherever you go, including:
    • Guaranteed room availability for bookings made up to 48 hours prior to arrival
    • Double room upgrades
    • Early check in from 11am
    • Late checkout until 4pm
    • Easy-to-earn Discovery Dollar rewards currency
    • Save 10% or more when booking direct
    • Easy-to-earn Discovery Dollar rewards currency
    • Gift your status and benefits to friends and family
    • 7% discount on room bookings in Discovery Dollars
  • Your RAKislamic Emirates Skywards World Elite Mastercard automatically qualifies you for the GHA Discovery Titanium Membership.
  • Simply call the World Elite Concierge (Local: 800-0444-4485, International: +1-312-340-2437) to enroll in Discovery and get instantly upgraded to GHA Discovery Titanium Membership.
Exclusive Hotel Discounts

 

  • Enjoy up to 10% OFF your bookings made through www.agoda.com/rakbank.
  • Get up to 10% off select accommodation rentals on Hotels.com using the promo code RAKBANK.
  • Get up to 7% discount on all travel packages (flight & hotel) through MMI. Call 04-7036579 for more information.
  • Enjoy a complimentary third night on booking two nights with Oberoi Hotels & Resorts
Entertainment benefits

 

  • 50% off at VOX Cinemas: Open a world of entertainment with 50% off VOX Cinemas tickets at all times. Sign-up or log in to the VOX app or website to avail of the discount. Remember to select the RAKBANK offer and pay with your RAKislamic Emirates Skywards World Elite Mastercard Credit Card to get the discount on up to 4 tickets every month per card. Click here for more information.

    It’s now mandatory for guests to wear a face mask at all times. The mask can be removed for the purpose of eating and drinking. For more information about your health and safety please click here.

    For more information about coronavirus related queries, please refer to the FAQs
    • Buy 1 Get 1 Cinema tickets at REEL Cinemas and 20% OFF Cinema Food and Beverages:
      • A maximum of four (4) per month
      • Offer applicable for website, digi kiosk and mobile app booking
      • With every movie ticket purchase, a free one will be provided (for the same type of movie ticket)
      • Applicable for Standard 2D, Standard Plus 2D, Standard 3D, Standard Plus 3D, Reel junior, ScreenX, MX4D, Dolby, Dolby Plus, Platinum Suites 2D and Platinum Suites 3D
      • 20% off on food and beverage discount – minimum spend of AED 20

      *Terms and condition apply

Amazon Prime membership on us

 

  • RAKislamic Emirates Skywards World Elite Mastercard Credit Card gives you complimentary access to Amazon Prime membership for a full year. Amazon Prime includes free Delivery, Early Access to deals and Unlimited movies with Prime Video. Click here to activate your complimentary membership now.
Take your game to the next level

 

  • Work on perfecting your swing; enjoy complimentary tee-time two times in a month at some of the finest golf courses in Dubai (Address Montgomerie, The Els Club and Arabian Ranches Golf Club), Ras Al-Khaimah (Al Hamra Golf Club) and Abu Dhabi (Abu Dhabi City Golf Club).

    To avail of this benefit, please contact +971-47047140 or send an e-mail to rakconcierge@derbygroup.ae. Click here for the Terms & Conditions.

    During the month of Ramadan, our call center will be operational from 8.30 AM to 2.30 PM
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Before you apply

  • Applicants for RAKislamic Emirates Skywards World Elite Mastercard Credit Card should be citizens or residents of the UAE
  • Minimum monthly salary requirement for salaried applicants is AED 25,000
  • Annual fees for RAKislamic Emirates Skywards World Elite Mastercard Credit Card is AED 1,499.
  • Annual fees for RAKislamic Emirates Skywards World Elite Mastercard Supplementary Credit Card is AED 999 with Silver tier membership & AED 200 without Silver tier membership
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Miles Calculator

The RAKislamic Emirates Skywards World Elite Mastercard Credit Card lets you earn Skywards Miles on all types of spends. What’s more, these Skywards Miles are awarded based on total monthly spends in Dirhams to keep it simple for you.

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Monthly Spends in AED

100,000

Monthly Skywards Miles Earned

0Miles

Miles Earning
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Note: Awarding of Skywards Miles will be reduced to 50% if spend in special categories (such as Charities, Government Services, Bill Payments, Schools, Transits, Transport, Telecommunication, Real Estate, Petrol/Gas stations, Supermarkets, Health & Beauty, Club Membership, Motion Pictures & Theatres, Computer Services, Automobiles & Vehicles) exceeds 50% of total spends for the month.
Transactions made through any of the banking channels i.e. IVR, Internet Banking, Mobile, CDMs, ATM’s, Branches or any other RAKBANK payment channels will not be eligible for any cashback/rewards.

Monthly Skywards Miles Earned

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Miles Earning

Note: Skywards Miles award will be reduced to 50% if spend in special categories (such as Charities, Government Services, Bill Payments, Schools, Transits, Transport, Telecommunication, Real Estate, Petrol/Gas stations, Supermarkets, Health & Beauty, Club Membership, Motion Pictures & Theatres, Computer Services, Automobiles & Vehicles) exceeds 50% of total spends for the month.

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RAKfoodie Privileges

Enjoy discounts at your favourite restaurants with the Rakfoodie App

  • No subscription or login required. Find dining deals nearby and use our easy search option to select the best offers in town
  • Enjoy delicious discounts up to 30% at OVER 2,000 restaurants. Plus enjoy Buy 1 Get 1 free and Best Foodie Fridays offers on your favorite cuisines and restaurants
  • Download the app now.
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Priceless Cities

Make your memories last a lifetime with Priceless Cities. Pick a destination and enjoy once-in-a-lifetime experiences with
your loved ones

Explore Our Offers
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Mastercard Benefits

Enjoy the following special offers brought to you by Mastercard on your RAKislamic Emirates Skywards World Elite Mastercard Credit Card

  • IHG Hotels & Resorts discounts
    • 15% discount on ‘Best Available Rate’
    • A complimentary welcome drink on arrival at the relevant Participating Property
    • Complimentary late checkout from the Participating Property (i.e., checkout at 16h00 at the latest)
  • Budget Truck & Car Rental offer: Get access to affordable car rental offers with Budget with up to 10% off on car or truck rental
  • McArthur Glen Designer Outlet offers: McArthurGlenis Europe's #1 designer shopping outlet with more than 3,000 stores from the world’s most exciting luxury, premium and lifestyle brands.
    • Additional 10% discount in participating stores across all 26 McArthur Glen Designer Outlet centers.
    • Complimentary access to guest lounges in the following selected outlets: Serravalle, Berlin, Salzburg, Noventa
    • Complimentary welcome drink in the following selected outlets: Athens, Barberino, Castel Romano, La Reggia, Noventadi Piaveand Serravalle
  • AVIS Car rentals: Whether you are traveling with your family or on a business trip, enjoy exclusive benefits with Avis!
    • Up to 35% OFF your next car rental
    • Complimentary Avis President’s Club membership
    • A complimentary upgrade with every rental
    • 10% OFF Premium Chauffeur Drive services
    • For more details visit avisworld.com/mastercardmea
  • Global car rental benefits
    • Discounts on car rentals with Avis
    • Hertz Gold Plus Rewards President’s Circle membership
    • Click here for Rental Collision and loss damage waiver
  • Get 10% Discount on travel bookings with Cleartrip using promo code MCWORLD
  • A world of luxury shopping benefits. Click here for details.
  • Premium hotels and stays offers and discounts. Click here for details.
  • Applying for travel visa made simple and quick for global traveler at only US$ 15. Click here for details.
  • Get up to 10% Cashback on Booking.com with your RAKislamic Mastercard Credit Card. Click here for details.
  • Enjoy 10% OFF the price of your booking on rentalcars.com
  • Complimentary access to Global Blue Tax Refund City VIP Lounges and the Global Blue fast track services at the Airport VIP Fast Lanes and automatic completion of Tax Free Forms.
  • Get up to 35% discount off published rates on booking in Soneva Luxury Resorts
  • Explore 2–for-1 Priceless offers and discounts to discover new restaurants and treat the family to a vacation for less
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Additional Card Benefits

  • Purchase Protection Your purchased item(s) is insured against loss due to accidental damage or theft occurring within 30 days from the date of purchase as indicated on the store receipt.
    Click here to view the Purchase Protection terms and conditions. For any product related queries or claims please contact NOORTAKAFUL on 800 6667 or email to info@noortakaful.com within UAE.
  • Cash Advance of up to 80% of your Credit Limit
  • Book with Uber and enjoy 20% OFF the first three rides every month up to AED 12 on each ride. Simply download the Uber app from the Google Play Store or App Store and add your RAKBANK Mastercard as your payment method to get 20% discount automatically renewed every month.
  • Exclusive offers on electronics, jewellery, holidays, dining, furnishing and much more
Explore Our Offers

Information & Tools

 

      Risks & Limitations:

  • Additional 5% over and above the Credit Card limit will be allowed to process the transaction. However, any transaction in excess of the Credit Card limit will attract over limit fees.
  • Balance Transfer less than AED 25,000 will not qualify for any Skywards Miles.
  • Cards with Credit Balance will not be eligible for Balance Transfer.
  • Cardholders can earn a max monthly cap of 40,000 Skywards Miles or Miles earned on spends up to credit limit.
  • Awarding of Skywards Miles will be reduced to 50% if spend in special categories (such as Charities, Government Services, Bill Payments, Schools, Transits, Transport, Telecommunication, Real Estate, Petrol/Gas stations, Supermarkets, Health & Beauty, Club Membership, Motion Pictures & Theatres, Computer Services, Automobiles & Vehicles) exceeds 50% of total domestic and international transactions for the month.
  • Transactions made through any of the banking channels i.e. IVR, Internet Banking, Mobile, CDMs, ATM’s, Branches or any other RAKBANK payment channels will not be eligible for any cashback/rewards.
  • Skywards Miles are valid 36 months from earned date, and if not redeemed within the expiry period, they will automatically lapse and will be forfeited on the expiry date as specified in the Rewards Statement.
  • Cash withdrawals are permitted only up to 80% of the Credit Card limit.
  • Balance transfer is permitted up to 95% of available balance
  • Smart Cash is permitted up to 80% of the Credit Card limit or 95% of the available balance (whichever is lower).
  • Credit Card cheque is permitted up to 80% of the Credit Card limit or 95% of the available balance (whichever is lower).

    These services are offered subject to approval of the Bank.

 

      Customer Obligations:

  • Customer must disclose their income accurately, provide valid identity and employment details and evidence them with authentic documents.
  • Customer is obligated to make monthly payments due under the Credit Card as per due date to avoid donation amount & finance charges.

 

      Key Terms & Conditions:

  • The Bank may amend the features, fees, charges, terms & conditions of the Credit Card on 60 days’ notice to you in advance.
  • The Bank may amend the profit rates for the Credit Card on 30 days’ notice to you in advance.

 

      Warnings:

  • If you are late in payment or fail to make the applicable payments on the due date, you will pay default finance charges at the rates described in the Service & Price Guide.
  • If you are late in payment or fail to make a payment on the due date, you will pay default interest at the rates described in the Service & Price Guide.
  • If you make only the minimum payments during each billing period, you will pay more in finance charges
  • If you fail to make a payment or otherwise breach the Credit Card terms, this will be a default and the Bank will be entitled, among other things, to:
    • (a) cancel the Credit Card and demand full repayment immediately;
    (b) report the default to the appropriate regulatory authorities including the UAE Central Bank, Al Etihad Credit Bureau and other credit rating agencies, which will affect your credit rating;
    (c) Bring legal proceedings against you.

 

APPLY NOW
U by Emaar Platinum membership and Golf benefits

Soak in the high life with our upscale offerings

  • Take your game to the next level with complimentary golf sessions, at the finest golf courses in Dubai (The Els Club, Arabian Ranches Golf Course, Address Montgomerie Golf Course), Abu Dhabi (Saadiyat Beach Golf Club) and Ras Al-Khaimah (Al Hamra Golf Club). To get started, call +971-47047140 or send an email to rakconcierge@derbygroup.ae
  • Get rewarded with unmatched discounts on dining, entertainment & hotel stays with the Platinum U by Emaar membership. You will receive the Platinum membership card details on your email upon activation of your card. For detailed information on U by Emaar Platinum membership benefits, click here.
  • Monthly Spends
  • AED 2,000 to 4,999
  • AED 5,000 to 9,999
  • AED 10,000 to 19,999
  • AED 20,000 to 29,999
  • AED 30,000 to 39,999
  • AED 40,000 to 49,999
  • AED 50,000 to 74,999
  • AED 75,000 to 100,000
  • AED 100,000 & above
  • Skywards Miles Earned
  • 600
  • 2,000
  • 5,000
  • 8,000
  • 11,000
  • 16,000
  • 20,000
  • 30,000
  • 40,000

Note: Based on the spend tiers, Cardholders can earn a maximum of 40,000 Skywards Miles or up to the assigned credit limit (whichever is lower) per month.

Terms and Conditions

  • The Tier Miles Earning on cobrand spend offer is open to all Emirates Skywards Members who:
    • are existing RAKIslamic Emirates Skywards World Elite Mastercard Credit Cardholders and those who sign-up for the RAKIslamic Emirates Skywards World Elite Mastercard Credit Card by 23.59 (Dubai time) on 31st March 2022.
    • have made a purchase using the RAKIslamic Emirates Skywards World Elite Mastercard Credit Card during the offer period between 00.01am (Dubai time) on 25 July 2021 and 23.59 (Dubai time) on 31st March 2022.
  • Bonus Skywards Miles issued in relation to sign-up bonus Skywards Miles will not qualify for the Tier Miles bonus offer.
  • When a refund is made on the RAKIslamic Emirates Skywards World Elite Mastercard Credit Card, the Skywards Miles total and Tier Miles total will be adjusted accordingly from the Emirates Skywards Member’s account statement.
  • An Emirates Skywards Member who, at the discretion of Emirates Skywards, satisfies the conditions set out above will be awarded Tier Miles in addition to the Skywards Miles normally earned:
    • 1 Tier Mile for every 4 Skywards Miles earned.
    • The Tier Miles summary on the Emirates Skywards member’s account on emirates.com and the Emirates App may not reflect the Tier Miles earned during this Offer Period. However the Emirates Skywards member will be notified of the Tier Miles earned within 4 weeks of the eligible Skywards Miles being credited to their Emirates Skywards account via their Emirates Skywards Miles statement on the Emirates App or online at emirates.com
    • The Emirates Skywards Member will be notified of the upgrade of their Tier status within 4 weeks of qualification where applicable and in accordance with the Emirates Skywards Programme Rules.
  • The minimum Tier Miles which can be earned by an Emirates Skywards Member for this offer is 1 Tier Mile.
  • The maximum number of Tier Miles which can be earned by an Emirates Skywards Member in connection with this offer is 50,000 Tier Miles.
  • RAKIslamic and Emirates Skywards has the right to discontinue this offer at their discretion at any time, without providing any intimation.
  • All Emirates Skywards programme terms and conditions apply. All terms and conditions applicable to Membership Tier, and Tier Benefits as set out under the Emirates Skywards Programme Rules, shall apply equally to Tier Miles, Membership Tier or Tier Benefits earned in connection with this offer.
  • All RAKIslamic terms and conditions apply.

 

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  • Phone Banking 042130000