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Platinum Credit Card

We believe you simply deserve the best. That’s why in keeping with your lifestyle we have created the Platinum Credit Card just for you.


Introducing the new Sharia compliant Platinum Credit Card which is more customer friendly than ever and offers you a world of rewards, and benefits.  The Platinum Credit Card offers you RAKrewards, Global Acceptance & Cash Withdrawals Anywhere, Premium Lifestyle Privileges, RAKfoodie dining privileges, Premium Global Mastercard® Privileges, Travel benefits, Takaful Benefits, Easy Payment of Utility Bills, Flexible Payments, and No Annual Fee Ever!  Moreover, it comes with the new Mastercard Contactless Tap & Pay technology making retail transaction payments hassle free, quick and easy.

Use your Platinum Credit Card today and start earning RAKrewards right away. The more you spend, the more you earn.*

Spend Tires RAKrewards on spends/month per AED 1 on domestic transactions RAKrewards on spends/month per AED 1 on International transactions
Up to AED 14,999.99 1.25 1.25
AED 15,000 - AED 29,999 2.50 2.50
AED 30,000 & above 3.75 3.75
Max Reward Cap in a month (statement cycle) 125,000 125,000

*Effective January 1st 2018, all spends under the category of Government Services and Utility Payments will earn 0.35 RAKrewards for every AED 1 spent.

*Effective August 2nd 2018, all spends under the category of Bill Payments (Telecommunication & utility), Real Estate, Car Rentals, Transport and Petrol/Gas Stations will earn 0.35 RAKrewards for every AED 1 spent.

​For redemption, the minimum available RAKrewards balance should be 10,000.

You benefit from the RAKrewards partnerships to earn and redeem your rewards. Amongst  the large range of redemption choices available are:

  • Over 300+ Airlines, 300,000+ hotels and a host of travel experiences
  • Dining Vouchers
  • Wide range of electronics and home appliances
  • RAKrewards are valid for 36 months.

Please click here to view more information and redeem RAKrewards

  • No annual fee EVER!
  • Exclusive offers on electronics, jewellery, holidays, dining, furnishing and much more
  • Up to 55 days to make the payment.
  • FREE Supplementary Cards
  • FREE Purchase Protection
  • FREE Travel Accident Takaful
  • Cash Advance of up to 80% of your Credit Limit
  • Privileged discounts on dining and shopping
  • Lowest minimum monthly payment of just 3%
  • Travel in style! Exclusive global discounts and privileges on premium brands and hotels on your Credit Card
  • Enjoy hundreds of complimentary Buy 1 Get 1 offers throughtout Middle East & Africa across dining, cafes, entertainment and attractions  powered by the Buy 1, Get 1 Mastercard for You app
  • Download the Careem App, on subsequent rides get 20% discount on three rides monthly. Add your Mastercard as a payment option in the mobile app, and enjoy your trip. To enable the 20% discount, enter promo code MASTERCARD.*
  • Complimentary access to over 10 VIP lounges in unlimited airport lounge access at Dubai, Abu Dhabi, Cairo, Kuwait, Saudi Arabia and Jordan airports. Please click here for more details.
  • MyUS Premium Shipping Discounts and Complimentary Membership. Simply register at: www.myus.com/welcome/MasterCard/
  • Cleartrip travel discounts upto 30% – Airline and Hotel bookings. Simply go to http://www.cleartrip.ae/offers/united-states/Mastercard, select your airfare and/or hotel nights, and enter promo code MASTERCARD.
  • European Shopping Villages Luxurious shopping discount Up to 60%. Click here to know more.
  • Pay your Credit Card bills at any RAKBANK ATM or EDM, or one of the following exchange houses: UAE Exchange, Redha Al Ansari Exchange, Al Ansari Exchange, Sharaf Exchange, Al Fardan Exchange or Lulu Exchange outlets.
  • Up to 10% discount on the price of your booking at properties in over 200 countries and territories. Simply visit https://www.hotels.com/hotel-deals/mastercard-ar and apply the promo code ‘MastercardMEA’ upon checkout with your RAKislamic Mastercard. Applicable to bookings paid in full online with an eligible card.
  • Farfetch 10% discount on over 700 boutiques and brands from around the world, Farfetch ships to customers in almost 190 countries. Explore the marketplace at Farfetch.com, and use the code ‘MASTERCARD10’ to avail 10% off site wide products. This discount is eligible off full priced items only.

*20% discount capped at AED 25.

With RAKfoodie you can enjoy up to 30% Discount at over 2,000 restaurants using your RAKislamic Cards.

*Note: Verification Image text is case sensitive