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Platinum Credit Card

We believe you simply deserve the best. That’s why in keeping with your lifestyle we have created the Platinum Credit Card just for you.

Introducing the new Sharia compliant Platinum Credit Card which is more customer friendly than ever and offers you a world of rewards, and benefits.  The Platinum Credit Card offers you RAKrewards, Global Acceptance & Cash Withdrawals Anywhere, Premium Lifestyle Privileges, RAKfeast dining privileges, Premium Global Mastercard® Privileges, Travel benefits, Takaful Benefits, Easy Payment of Utility Bills, Flexible Payments, and No Annual Fee Ever!  Moreover, it comes with the new Mastercard Contactless Tap & Pay technology making retail transaction payments hassle free, quick and easy.

Use your Platinum Credit Card today and start earning RAKrewards right away. The more you spend, the more you earn.

Spend Tires RAKrewards on spends/month per AED 1 on domestic transactions RAKrewards on spends/month per AED 1 on International transactions
Up to AED 14,999.99 1.25 1.25
AED 15,000 - AED 29,999 2.50 2.50
AED 30,000 & above 3.75 3.75
Max Reward Cap in a month (statement cycle) 125,000 125,000
​For redemption, the minimum available RAKrewards balance should be 10,000.

You benefit from the RAKrewards partnerships to earn and redeem your rewards. Amongst  the large range of redemption choices available are:

  • Over 300+ Airlines, 300,000+ hotels and a host of travel experiences
  • Dining Vouchers
  • Wide range of electronics and home appliances
  • RAKrewards are valid for 36 months.

Please click here to view more information and redeem RAKrewards

  • No annual fee EVER!
  • Exclusive offers on electronics, jewellery, holidays, dining, furnishing and much more
  • Up to 55 days to make the payment.
  • FREE Supplementary Cards
  • FREE Purchase Protection
  • FREE Travel Accident Takaful
  • FREE Fraud Protection Insurance brought to you by Mastercard. Click here for cover details.
  • Cash Advance of up to 80% of your Credit Limit
  • Privileged discounts on dining and shopping
  • Lowest minimum monthly payment of just 3%
  • Travel in style! Exclusive global discounts and privileges on premium brands and hotels on your Credit Card
  • Enjoy hundreds of complimentary Buy 1 Get 1 offers throughtout Middle East & Africa across dining, cafes, entertainment and attractions  powered by the Buy 1, Get 1 Mastercard for You app
  • Enjoy discounted chauffeur rides with Careem. Get 20% discount monthly twice and new Careem Customers can get their first ride free. Simply download the Careem app from the Apple App Store or Google Play store. No promo code is required for the free ride. Just add your Mastercard as a payment option in the mobile app, and enjoy your trip. To enable the 20% discount please enter promo code MASTERCARD
  • Complimentary access to over 10 VIP lounges in unlimited airport lounge access at Dubai, Abu Dhabi, Cairo, Kuwait, and Jordan airports. Please click here for more details.
  • Get 15% off any order when you shop online with MarkaVIP across Saudi Arabia, UAE, Jordan, Lebanon, Qatar, Kuwait, Oman and Bahrain. Simply visit www.markavip.com, enter promo code MASTERCARD and use your Platinum Credit Card
  • MyUS Premium Shipping Discounts and Complimentary Membership. Simply register at: www.myus.com/welcome/MasterCard/
  • Cleartrip travel discounts upto 30% – Airline and Hotel bookings. Simply go to http://www.cleartrip.ae/offers/united-states/Mastercard, select your airfare and/or hotel nights, and enter promo code MASTERCARD.
  • Mastercard for you App
  • Pay your Credit Card bills at any RAKBANK ATM or EDM, or one of the following exchange houses: UAE Exchange, Redha Al Ansari Exchange, Al Ansari Exchange, Sharaf Exchange, Al Fardan Exchange or Lulu Exchange outlets.

Treat yourself to special dining offers and privileges at 220 restaurants and outlets across the UAE with RAKfeast Dining Discount program. Please click here for offer details. 

Live free for a whole year with the new Dream it. Live it from RAKBANK Mastercard® Credit Cards. Just spend on your RAKBANK Mastercard Credit Card and win great prizes such as a year’s rent, your child’s school fees, a new car, all your petrol, shopping, utility bills and so much more.  AED 200 spent in UAE = 2 chances, AED 200 spent overseas = 4 chances in the draw. With a draw every 2 months and 21 winners every time, you have so many chances to win. Click here for information.

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