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Gold Credit Card

We believe you simply deserve the best. That’s why in keeping with your lifestyle we have created the Gold Credit Card just for you.


Introducing the new Sharia compliant Gold Credit Card which is more customer friendly than ever and offers you a world of rewards, and benefits.  The Gold Credit Card offers you RAKrewards, Global Acceptance & Cash Withdrawals Anywhere, RAKfeast dining privileges, Travel benefits, Takaful Benefits, Utility Bill Payments made easy, Flexible Payments, and No Annual Fee Ever!

Use your Gold Credit Card today and start earning RAKrewards. The more you spend, the more you earn.*


Spend Tiers on domestic and international transactions RAKrewards on spends/month per AED 1
 AED1000 - AED2999 1.25
3000 and above 2.50
Max. Reward cap in a month (statement cycle) 37,500

*Effective January 1st 2018, all spends under the category of Government Services and Utility Payments will earn 0.35 RAKrewards for every AED 1 spent 

*Effective August 2nd 2018, all spends under the category of Bill Payments (Telecommunication & utility), Real Estate, Car Rentals, Transport and Petrol/Gas Stations will earn 0.35 RAKrewards for every AED 1 spent.

For redemption, the minimum available RAKrewards balance should be 10,000.

You benefit from the RAKrewards partnerships to earn and redeem your rewards. Amongst  the large range of redemption choices available are:

  • Over 300+ Airlines, 300,000+ hotels and a host of travel experiences
  • Dining Vouchers
  • Wide range of electronics and home appliances
  • RAKrewards are valid for 36 months.

Please click here to view more information and redeem RAKrewards

  • No annual fee EVER!
  • Low profit rate on outstanding Retail Purchases
  • Exclusive offers on electronics, jewellery, holidays, dining, furnishing and much more
  • Up to 55 days profit free credit
  • FREE Supplementary Cards
  • FREE Purchase Protection
  • FREE Travel Accident Insurance
  • Cash Advance of up to 80% of your Credit Limit
  • Privileged discounts on dining and shopping
  • Lowest minimum monthly payment of just 3%
  • Travel in style! Exclusive global discounts and privileges on premium brands and hotels on your Credit Card
  • European Shopping Villages Luxurious shopping discount Up to 60%. Click here to know more. 
  • Pay your Credit Card bills at any RAKBANK ATM or EDM, or one of the following exchange houses: UAE Exchange, Redha Al Ansari Exchange, Al Ansari Exchange, Sharaf Exchange, Al Fardan Exchange or Lulu Exchange outlets.

Treat yourself to special dining offers and privileges at 220 restaurants and outlets across the UAE with RAKfeast Dining Discount program. Please click here for offer details. 

Live free for a whole year with the new Dream it. Live it from RAKBANK Mastercard® Credit Cards. Just spend on your RAKBANK Mastercard® Credit Card and win great prizes such as a year’s rent, your child’s school fees, a new car, all your petrol, shopping, utility bills and so much more.  AED 200 spent in UAE = 2 chances, AED 200 spent overseas = 4 chances in the draw. With a draw every 2 months and 21 winners every time, you have so many chances to win. Click here for information.

*Note: Verification Image text is case sensitive