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RAKvalue - Credit Cards

Give your savings the ultimate boost with RAKvalue – Credit Cards. With more savings for your banking, enhanced complimentary insurance, roadside assistance, concierge services and monthly vouchers, you’ll see that RAKvalue makes perfect savings sense only for a nominal recurring fee.


Credit Card Benefits Executive Premium
1 International Remittance through SWIFT per month (waiver of RAKBANK charges only)    
1 Duplicate Statement every month    
1 Credit Card Cheque every year (No processing fee)***    
1 Cheque collection from home for RAKBANK Card payment or towards Account Credit every month    

*** Education payments made using the Credit Card Cheque will be excluded from this benefit

Money transfer using RAKMoneyTransfer is not covered under RAKvalue benefits and will be chargeable in line with the Banks Service & Price guide.


Insurance Benefits* Executive Premium
Motor Insurance Discount of AED 100**    
Life Insurance Cover AED 25,000 AED 50,000
Secure Wallet cover up to AED 10,000    
Travel Insurance Benefit With Worldwide Cover For You and Your Family    
Enhanced Purchase Protection up to USD 1,000 per item    
Home Contents Insurance up to AED 20,000    
Extended Warranty for 1 year    

** Car value to be greater than or equal to AED 75,000


Lifestyle Benefits Executive Premium
International Motoring Company (IMC) Roadside Assistance and Concierge Services* “Gold” Package “Platinum” Package
RAKvalue Offers    


RAKvalue Fee (AED) /month
Executive 59
Premium 79
  • The primary Credit Cardholder can enjoy a worldwide Life Insurance cover payable upon death due to any cause.
  • Customers must be between the ages of 18-65 (64 at the time of RAKvalue enrollment) to be eligible for cover
  • Secure Wallet provides worldwide insurance cover for up to an aggregate of AED 10,000 for misuse of MasterCard® Visa, both Debit and Credit Cards issued in UAE if stolen or lost.
  • The primary Credit Cardholder, spouse, and up to three children are covered with an all-inclusive annual worldwide insurance cover for up to 90 days per trip, per policy year.

Please find below the details of the Travel Insurance cover:


Benefits (All Covers are in USD) Executive Premium
Death or Permanent Total Disability or dismemberment 20,000 per person 2,500 per child 30,000 per person 2,500 per child
Emergency medical, legal and referral services 100,000 per person 150,000 per person
Repatriation of mortal remains 15,000 per family 15,000 per family
Emergency medical expenses 100,000 per family 150,000 per family
Hospital Daily Benefit 100 per day per family 150 per day per family
Cancelation and Curtailment of Trip 1,000 per family 2,500 per family
Travel Delay 100 per hour per family 250 per hour per family
Delayed Baggage 100 per hour per family 250 per hour per family
Loss of Personal Baggage 2,500 per family 5,000 per family
Loss of Personal Money 1,000 per family 1,500 per family
Loss of Passport 500 per family 1,000 per family
Personal Liability 500,000 per family 1,000,000 per family

Insures you against theft or accidental damage to items for up to USD 1,000 per item within 90 days of the purchase. Enhanced Purchase protection is a complimentary insurance which covers purchases made with your RAKBANK Credit Cards anywhere in the world against theft, loss or accidental damage. You will be reimbursed the cost or repair expense of the stolen/damaged items

Protect your home contents against loss, damage or theft. With the RVC Home Content cover you are covered for contents damage in case of fire, accidental damages, unexpected events and natural calamities up to a value of AED 20,000/- (Jewellery and Valuables are excluded)..

This warranty feature provides coverage on an item after the warranty provided by the manufacturer expires. Get an extended warranty cover on electronic goods / appliances purchased by you for up to one additional year, maximum up to 3 years from the date of purchase providing protection against Mechanical / Electrical Break Down

For enquiries, customers can contact RAK Insurance directly on 800 7254.

  • IMC Roadside Assistance offers customer 24 hour roadside assistance and concierge services.
  • To avail services, customers can call IMC and identify themselves as RAKvalue customers by providing the following:
    1. Name
    2. P.O. Box
    3. Date of Birth
    4. Identification number / Membership no. (optional)

Apart from the roadside assistance, all other services require a prior booking. To use these services, call
IMC on 04 - 3876633.


Benefit Executive            Premium         

IMC Roadside Assistance (Complimentary)

  • Gold Package
  • Battery Boosting
  • Emergency Fuel Supply
  • Lockout Service
  • Flat Tyre Service
  • Towing Service
  • Platinum Package
  • Battery Boosting
  • Emergency Fuel Supply
  • Lockout Service
  • Flat Tyre Service
  • Towing Service

Car Registration pick up and drop service once a year


2 services of pick-up or drop for Car Servicing


Airport Pick up/Drop off service Twice a year


Coverage for Roadside assistance

  • UAE & Oman
  • UAE & Oman

24 hours Rent a Car in case of accident


Discount on International Driving License service fee

  • AED 5/-
  • AED 20/-
Concierge Services (Prices may apply)
  • Visa Submission at Airport
  • Special Courier Rates
  • Marhaba Services
  • Occasion Reminders
  • Utility purchases
  • Handyman Service
  • Movers and Packers
  • Maid / Driver
  • Restaurant / Hotel Reservation
  • Document management Services
  • Tickets for Movies, concerts and plays
  • Customer must be a resident of the UAE
  • Primary Cardholders holding Active RAKBANK Credit Card
  • Only customers between the ages of 18-65 will be covered for Life and Travel Insurance (64 years at the time of enrollment for RAKvalue-Credit Cards)

For queries on RAKvalue, kindly contact us on 04 - 213 00 00.

* Insurance is offered by RAK Insurance for RAKBANK customers and is subject to their approval. Terms and Conditions of the Insurance policy shall apply. This is for your information only and RAKBANK is neither responsible for, nor guarantees or warrants the quality, fitness for purpose, suitability of the Insurance being offered and does not accept any liability and will not be liable for any loss or damage arising directly or indirectly to the customer taking the Insurance.​

Disclaimer: In line with the UAE’s Value Added Tax (VAT) implementation from 1st January 2018, VAT at the rate of 5% will be levied on RAKBANK’s fees and charges specified herein, wherever applicable and as per UAE law.

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