Web Content Viewer

Personal Loans

Get high Personal Loan amounts at low interest rates, with flexible repayment of up to 48 months for expatriates and UAE nationals (60 months for Armed Forces Staff).
Already have a Personal Loan with another bank in the UAE? Switch it to RAKBANK quickly and easily. After just six months of regular RAKloan repayments, you can apply for a one month deferred payment and after one year of regular RAKloan repayments you can top up your RAKloan to the original amount. Keep it simple! You don’t have to maintain a minimum balance in your RAKloan account. Life insurance is available at a nominal cost.

  • Quick approvals
  • Competitive interest rates starting from 3.99% p.a. for UAE nationals and 4.49% p.a. for Expatriates.
  • Flexible repayment periods of up to 48 months
  • Top up loan after 1 year
  • Easy does it ! Hassle-free loan takeovers from other banks
  • FREE RAKBANK Debit Card and personalized cheque book*
  • FREE RAKBANK Credit Card with no annual fee ever and low interest rates
  • 24-hour, 7-day Phone Banking services
  • Easy documentation

*A personalized chequebook subject to charges as per our Service & Price Guide. Loans are issued at the sole discretion of RAKBANK and are subject to Terms and Conditions.

Insurance is offered by RAK Insurance. 

*Note: Verification Image text is case sensitive

Welcome to RAKBANK Chat

Chat Live with our customer service representative for queries and support


  • No information will be disclosed on live chat for your existing products if the chat is not authenticated on this session.
  • If you would like to discuss confidential information with an agent, you will need to login and authenticate the chat.
  • For security reasons, kindly close the chat window immediately after chat is completed.
  • Your chat sessions may be recorded for our training and quality assurance programme.

Share your Feedback