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Overdrafts

Some months are more expensive than others. The overdraft facility gives you the power to smooth out your cash flow. It can be arranged for any specific period up to 12 months to suit your circumstances.

Get a salary advance over the phone! RAKBANK is the first bank in the UAE to make a salary advance so convenient. You don’t have to leave your home or office and you can arrange a salary advance even while on holiday! Get a Salary Advance through RAKdirect, our 24-hour banking service. It’s affordable and costs just AED 150*. That’s AED 50 less than if you visited your branch! All you need is to have your monthly salary transferred to your RAKBANK account and be a registered RAKdirect customer.

A minimum salary of AED 5,000 is required to avail the Salary Advance facility.

* Plus prevailing interest - Min. AED 50 per month.

Disclaimer: In line with the UAE’s Value Added Tax (VAT) implementation from 1st January 2018, VAT at the rate of 5% will be levied on RAKBANK’s fees and charges specified herein, wherever applicable and as per UAE law.

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  • RAKdirect Number 600 54 4049
  • Phone Banking 042130000