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Life is full of surprises, and they’re not all nice. With RAKprotect* Personal Accident Insurance, you can be ready for them. It offers loads of benefits that hopefully you’ll never need, but are glad that you do. RAKprotect is also flexible, so you can choose the accident insurance cover you want.


Scope of insurance cover Plan 1 Plan 2 Plan 3 Plan 4 Plan 5**
Accidental Death 100,000 200,000 300,000 400,000 500,000
Permanent Total Disability 100,000 200,000 300,000 400,000 500,000
Permanent Partial Disability (as per continental scale) 100,000 200,000 300,000 400,000 500,000
Accidental Hospitalization Expenses 8,000 12,000 15,000 20,000 25,000
Repatriation 5,000 5,000 5,000 5,000 5,000

** Minimum monthly Salary requirement for RAKprotect Plan 5 is AED 25,000

RAKprotect can cover your spouse too. Your children can also be covered for 50% of the cover value on Accidental Death, Accidental Hospitalization and Repatriation expense excluding Permanent Total Disability and Permanent Partial Disability cover.


Plan Monthly premium for Primary Insured Monthly premium for Spouse
Plan 1 AED 15 AED 15
Plan 2 AED 26 AED 26
Plan 3 AED 35 AED 35
Plan 4 AED 45 AED 45
Plan 5 AED 65 AED 65

Children are covered against Death in case of an accident for AED 50,000, Hospitalisation expenses in case of an accident up to AED 4,000 and Repatriation benefits in case of an accident up to AED 2,500, at a nominal monthly premium of AED 8.

Disclaimer: In line with the UAE’s Value Added Tax (VAT) implementation from 1st January 2018, VAT at the rate of 5% will be levied on RAKBANK’s fees and charges specified herein, wherever applicable and as per UAE law.

  • Hassle free enrolment process
  • Enjoy one month free coverage if you pay your premium annually
  • 10% Family Discount only if self, spouse and children residing within UAE are enrolled for RAKprotect policy
  • Flexible payment modes - Credit Card, Direct Debit to RAKBANK Account
  • Choice of payment frequencies: Monthly, Quarterly, Half Yearly or Annual
  • UAE Residents
  • Age

    1. Adult: 18 and 70 years of age but restricted to 65 years at the time of enrollment
    2. Child: 6 months up to 18 years at the time of enrollment
  • For a full time student, unmarried and primarily dependant on the insured person, maximum age at entry is 23 years
  • Maximum age at coverage is 70 years

Insurance is offered by selected Insurance Companies for RAKBANK customers and is subject to their approval. Terms and Conditions of the Insurance policy shall apply. Discounts and special offers are from specific insurance companies and are subject to applicability based on the product and insurer selected by you. This is for your information only and RAKBANK is neither responsible for, nor guarantees or warrants the quality, fitness for purpose, suitability of the Insurance being offered and does not accept any liability and will not be liable for any loss or damage arising directly or indirectly to the customer taking the Insurance. Special offers are for a limited period and may be discontinued or modified without notice.

*Note: Verification Image text is case sensitive

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