Web Content Viewer

Hospital Cash Benefit

Nobody likes spending time in hospital, but we can help make your stay more comfortable with Hospital Cash Benefit* policy, brought to you by RAKBANK, offered by Oman Insurance Company in Dubai, UAE.

Hospital Cash Benefit policy provide you with a daily cash benefit if you're hospitalised for a minimum period of 24 hours due to sickness, an accident or maternity. It also helps meet any incidental expenses which include supplementary medicines, ambulance charges and other miscellaneous expenses that are generally not covered in the standard medical insurance policies of many companies.

  • Adults get cash benefit of up to AED 8,000 per day and children get up to AED 2,000 per day, for up to 60 days per year
  • Hospitalizations due to Maternity is covered for up to 7 days
  • Children can also be included under the insurance policy for both Sickness and Accidents
  • Get a 10% discount on Family Cover
  • Enjoy one-month free coverage if you pay annually
  • Purchase your policy by using your Credit Card / Direct Debit to your RAKBANK Account
  • Choice of payment frequencies: Monthly, Quarterly, Half Yearly or Annual
  • No Hospital Network Restriction

Plans available **

Plans Cash benefit per day
  Adult Child
Plan 1 1,000 200
Plan 2 2,000 400
Plan 3 4,000 1,000
Plan 4 8,000 2,000

All amounts in AED

** Monthly premiums start from as low as AED 90 for adults and AED 25 for children


  • It's easy to enroll
  • Available 24/7 in the UAE, extended to worldwide in an emergency
  • Flexible payment modes - Credit Card, Direct Debit to RAKBANK Account
  • Get Cashback! Pay your premiums with a RAKBANK Credit Card
  • UAE residents
  • Minimum age at entry for adults is 18 years
  • Maximum age at entry for adults is 64 years
  • Maximum coverage age is 65 years for adults
  • Minimum age at entry for children is 6 months
  • Maximum age at entry for children is 18 years
  • For a full time student, unmarried and primarily dependant on the insured person, maximum age at entry is 23 years

Insurance is offered by selected Insurance Companies for RAKBANK customers and is subject to their approval. Terms and Conditions of the Insurance policy shall apply. Discounts and special offers are from specific insurance companies and are subject to applicability based on the product and insurer selected by you. This is for your information only and RAKBANK is neither responsible for, nor guarantees or warrants the quality, fitness for purpose, suitability of the Insurance being offered and does not accept any liability and will not be liable for any loss or damage arising directly or indirectly to the customer taking the Insurance. Special offers are for a limited period and may be discontinued or modified without notice.

In line with the UAE’s Value Added Tax (VAT) implementation from 1st January 2018, VAT at the rate of 5% will be levied on RAKBANK’s fees and charges specified herein, wherever applicable and as per UAE law.

*Note: Verification Image text is case sensitive

Welcome to RAKBANK Chat

Chat Live with our customer service representative for queries and support


  • No information will be disclosed on live chat for your existing products if the chat is not authenticated on this session.
  • If you would like to discuss confidential information with an agent, you will need to login and authenticate the chat.
  • For security reasons, kindly close the chat window immediately after chat is completed.
  • Your chat sessions may be recorded for our training and quality assurance programme.

Share your Feedback