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Expat Protect

Today we have so many opportunities to enjoy what life has to offer. We do more, see more and travel more. Yet, accidents can happen when we least expect them and they can turn everything upside down.  Protect your family from life’s uncertainties by choosing Expat Protect.

  • A cash lump sum of up to AED 500,000 in case of accidental loss of life (AD), Dismemberment or permanent total disability (PTD) including repatriation of body and household goods
  • Medical Access Card which provides up to 30% discount on medical consultations, surgeries, dental care and medicines (including vitamins)
  • Tele-medicine: A service offered by World Care International that provides the facility to obtain a second medical opinion or case management consultation once a year from world renowned medical centres in the USA specializing in the treatment of seriously complicated conditions.
    Tele-medicine benefits include:
    1. Tele-radiology
    2. Patient Management Consultation
    3. Pathology

We offer three options, so all you need do is choose the one that suits you and your family best.

Paying is as easy as getting covered; convert your premium payments to monthly payments with your RAKBANK Credit Card at 0% interest without any extra fees.

Primary Cover

Coverages (AED) Titanium Platinum Diamond
AD, D & PTD 300,000 400,000 500,000
Body Repatriation (AD only) 10,000 15,000 20,000
Household Repatriation (AD&PTD) 30,000 40,000 50,000

Spouse Cover 

Coverages (AED) Titanium Platinum Diamond
AD, D & PTD 150,000 200,000 250,000
Body Repatriation (AD only) 5,000 7,500 10,000
Household Repatriation (AD&PTD) 15,000 20,000 25,000
Annual Premium 243.15 310.15 377.15
Total Premium (Primary & Spouse) 733.50 949.50 1,164.50

All premiums are including VAT

Click here for the list of Medical Providers

Insurance is offered by selected Insurance Companies for RAKBANK customers and is subject to their approval. Terms and Conditions of the Insurance policy shall apply. Discounts and special offers are from specific insurance companies and are subject to applicability based on the product and insurer selected by you. This is for your information only and RAKBANK is neither responsible for, nor guarantees or warrants the quality, fitness for purpose, suitability of the Insurance being offered and does not accept any liability and will not be liable for any loss or damage arising directly or indirectly to the customer taking the Insurance. Special offers are for a limited period and may be discontinued or modified without notice.

In line with the UAE’s Value Added Tax (VAT) implementation from 1st January 2018, VAT at the rate of 5% will be levied on RAKBANK’s fees and charges specified herein, wherever applicable and as per UAE law.

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