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My Ras Al Khaimah Visa Platinum Credit Card

Now you can enjoy the emirates even more with your free for life My Ras Al Khaimah Visa Platinum Credit Card. Take advantage of great savings, benefits and more in Ras Al Khaimah and beyond. Not only do you earn RAKrewards on all your spends, you also enjoy discounts and privileges to suit your lifestyle, from holidays and dining to fashion, entertainment and jewellery.

Standard RAKrewards*

Total Monthly Spend (AED) RAKrewards on Domestic spend of AED 1 RAKrewards on International spend of AED 1
Up to 14,999 1.25 2.50
15,000 and above 2.50 3.75
Max Cap 166,667  166,667

*Effective January 1st 2018, all spends under the category of Government Services and Utility Payments will earn 0.35 RAKrewards for every AED 1 spent.

*Effective August 2nd 2018, all spends under the category of Bill Payments (Telecommunication & utility), Real Estate, Car Rentals and Transport will earn 0.35 RAKrewards for every AED 1 spent.

  • Earn up to 333,334 standard RAKrewards monthly on all your domestic & international spends

Triple RAKrewards on Fuel  

Total Monthly Spend (AED) RAKrewards on Fuel Spend of AED 1
Up to 14,999 3.75
15,000 and above 7.50
  • Earn up to 14,000 RAKrewards on fuel spends

RAKrewards on Movie

Overall Monthly Spend (AED) RAKrewards on Movie Spends of AED 1
5,000 and above 50
  • Earn up to 10,000 RAKrewards on cinema spends

Win 500,000 RAKrewards every 3 months

Spend over AED 10,000* quarterly on My Ras Al Khaimah Card and get a chance to win 500,000 RAKrewards.

25 winners every quarter allows multiple opportunities for you to win the grand draw.


Total Spend in each Quarter* (AED) Number of Winners Rewards per winner
10,000 and above 25 500,000

*Only retail and online spends will be considered to be eligible for quarterly draw. (eg. Jan, Feb, Mar - Q1, Apr, May, June - Q2 etc.)

You benefit from the RAKrewards partnerships to earn and redeem your rewards. Amongst the large range of redemption choices available are:

  • Over 300+ Airlines, 300,000+ hotels and a host of travel experiences
  • Vouchers for Dining, Desert Safari, Boating adventure, Marhaba service, Rent a Car   
  • Wide range of electronics and home appliances and many more 

Please click here to view more information and redeem RAKrewards.

Enjoy more of your favourite movies with 50% discount at Vox Cinemas with My Ras Al Khaimah Visa Platinum Credit Card across the UAE. Just use your Card to purchase tickets online at https://uae.voxcinemas.com and choose the Visa offer. Discount is available for Sunday show times only on select ticket types. Customer can purchase a maximum of 4 discounted tickets per transaction, and 10 tickets per month. In addition, you will also earn 50 RAKrewards on spend of AED 1 in movies when your monthly retail spend is AED 5,000 or above.

  • Enjoy up to 12% discount on Hotel Bookings with Agoda. Simply visit www.agoda.com/visamena to book your next trip
  • Avail a discount of up to 15% on retail rates over 450 destinations globally in partnership with YQ, the global network of specialist airport meet & assist service partners. Book via https://cemea.yqnowgroup.com/
  • Enjoy unmatched benefits by booking your next trip with Visa luxury hotel collection. For detailed information please visit www.visaluxuryhotels.com 
  • Up to 20% discount on standard rates and 10% off international leisure rates with Avis car rental. Please visit www.avisworld.com/visa for more detail 
  • Enjoy exclusive dining benefits with DragonPass. Download “ DINE & FLY” App to avail the offer
  • GCAS serves you with world-class customer service and support in the event of lost or stolen Card reporting and emergency Card replacement while you travel. For more information on GCAS please call +9714 3611234
  • Receive a VIP card and enjoy additional 10% savings on purchases at any of the nine Chic Outlet Villages when using your My Ras Al Khaimah Visa Platinum Credit Card. For further information visit www.chicoutletshopping.com 
  • Indulge your passion with access to outstanding golfing facility at numerous golf courses across GCC. For more information, visit www.visamiddleeast.com/visaplatinum
  • Download the Visa Explore App to easily access Visa world of offers all in one place
  • Enjoy a diverse and exclusive range of benefits and privileges at exciting outlets in U.A.E ranging from Fashion Entertainment, Getaways, Fitness & Spa, Jewellery & Watches and Books to Department Stores. Click here to know more.

My Ras Al Khaimah Platinum Credit Card comes with a host of insurance covers:

  • Free for life 
  • Low finance charges of 3.19% on retail and cash advance transaction 
  • Free supplementary Cards
  • Up to 55 days interest free credit
  • Cash Advance of up to 80% of your Credit Limit
  • Lowest minimum monthly payment of just 3%
  • Send money using RAKMoneyTransfer service through Digital Banking from wherever you are, or directly from any of our branches. You can now send money to India, Sri Lanka, Philippines, Nepal, Pakistan, Europe and various other parts of the world with RAKMoneyTransfer. Click here to know more.
  • Pay your Credit Card bills at any RAKBANK ATM or EDM, or one of the following exchange houses: UAE Exchange, Redha Al Ansari Exchange, Al Ansari Exchange, Sharaf Exchange, Al Fardan Exchange or Lulu Exchange outlets

Shopping just got easier with the 0% Easy Payment Plan for RAKBANK Credit Cards. Convert your purchase into a 0% Easy Payment Plan, for 3, 6, 9 or 12 months, at a wide range of participating merchants. Click here for more details.