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Frequently Asked Questions


FREE for life - no annual fees ever. This applies to primary and up to 9 Supplementary Cards.

  • Low interest rates
  • Credit Card Cheques that allow you to use your Credit Card in places where they are normally not accepted
  • Balance Transfers at 1.50% p.m
  • Free Purchase protection and travel inconvenience insurance
  • Credit Shield protection
  • Cash advance of 80% cash advance
  • Up to 55 days interest free credit
  • The lowest minimum monthly repayment of 3%
  • Discounts on dining & shopping