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RAKBANK Emirates Skywards
World Elite Mastercard® Credit Card

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    Get the best offer on Skywards Miles
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    Emirates Skywards Silver tier membership
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    Fast track to Emirates Skywards Gold tier membership
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    Global airport lounge access & transfers
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    15% discount on 'Buy and Gift Miles'
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Emirates Skywards Silver tier membership

Upgrade your travel experience with a guaranteed Emirates Skywards Silver tier membership

  • As a RAKBANK Emirates Skywards World Elite Mastercard Cardholder you would be entitled to Emirates Skywards Silver tier membership throughout the life of the card. If you’re an existing Silver member, the validity of your membership will be extended.
  • For existing Emirates Skywards Platinum or Gold members, tier membership will remain unchanged.
  • Silver tier is also optionally available for one RAKBANK Emirates Skywards World Elite Mastercard Supplementary Cardholder subject to payment of applicable fee. Supplementary Cards without the tier membership are also available.
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Fast track to Emirates Skywards Gold tier membership

Emirates Skywards Gold tier membership is easily attainable with your Card

  • You are entitled to fast track to Emirates Skywards Gold tier membership by placing a deposit of AED 500,000 in RAKBANK Emirates Skywards Savings Account. Any balance that exceeds AED 500,000 will also earn you Skywards Miles.
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Global airport lounge access and airport transfers

Convenience before, during and after your travel!

  • Access to over 1000 airport lounges with Mastercard Travel Pass: Get complimentary lounge access for yourself and a guest at over 1000 airport lounges around the world with the best-in-class airport lounge access program - Mastercard Travel Pass. There is no need to carry the card plastic- simply download the Mastercard Travel Pass APP, generate and present the QR code or membership number to the lounge receptionist to access the lounge. Click here to download the Mastercard Travel Pass APP. To check participating lounge visit the Mastercard Travel Pass app and see the lounges near you and view your eligibility for complimentary access.
  • Complimentary Airport pick-up and drop-off service: Enjoy chauffeured airport pick-up or drop off service complimentary 6 times each year in the UAE or avail of this service a maximum of 3 times in India (Mumbai, Chennai, Kolkata, Bengaluru and Delhi - within city limits). To avail of this service, please contact the concierge desk on 04-4941515 and refer to the service Terms & Conditions.
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15% discount on 'Buy and Gift Miles'
  • Cardholders can enjoy a 15% discount when buying Skywards Miles for self or as a gift Skywards Miles to another Emirates Skywards member.
  • Skywards Miles can be purchased online by visiting emirates.com/ae. Members need to log in to their Emirates Skywards account and follow the Buy Miles process or the Gift Miles process.
  • The 15% discount will automatically be applied upon payment for Skywards Miles, so long as the member is logged in and pays with their RAKBANK Emirates Skywards World Elite Mastercard
  • Skywards Miles can be bought by and gifted to Emirates Skywards members who have at least one prior earning activity in their Emirates Skywards account, earned by flying on Emirates or a partner airline or through a partner transaction.
  • The minimum number of Skywards Miles that can be bought or gifted is 2,000 Skywards Miles and further increments can only be bought or gifted in blocks of 1,000 Skywards Miles.
  • 100,000 Skywards Miles or 200,000 Skywards Miles, based on the membership tier is the combined maximum a member can purchase for self through the Buy Miles products and receive as a gift through the Gift Miles product.
  • Refunds in respect of Skywards Miles purchased are not permitted, unless required by law.
  • Skywards Miles will be credited to the Emirates Skywards account within 48 hours after full and successful payment.
  • Tier Miles cannot be bought or gifted.
  • All other terms detailed in the Emirates Skywards Programme Rules apply.
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15% discount on 'Buy and Gift Miles'
  • Cardholders can enjoy a 15% discount when buying Skywards Miles for self or as a gift Skywards Miles to another Emirates Skywards member.
  • Skywards Miles can be purchased online by visiting emirates.com/ae. Members need to log in to their Emirates Skywards account and follow the Buy Miles process or the Gift Miles process.
  • The 15% discount will automatically be applied upon payment for Skywards Miles, so long as the member is logged in and pays with their RAKBANK Emirates Skywards World Elite Mastercard
  • Skywards Miles can be bought by and gifted to Emirates Skywards members who have at least one prior earning activity in their Emirates Skywards account, earned by flying on Emirates or a partner airline or through a partner transaction.
  • The minimum number of Skywards Miles that can be bought or gifted is 2,000 Skywards Miles and further increments can only be bought or gifted in blocks of 1,000 Skywards Miles.
  • 100,000 Skywards Miles or 200,000 Skywards Miles, based on the membership tier is the combined maximum a member can purchase for self through the Buy Miles products and receive as a gift through the Gift Miles product.
  • Refunds in respect of Skywards Miles purchased are not permitted, unless required by law.
  • Skywards Miles will be credited to the Emirates Skywards account within 48 hours after full and successful payment.
  • Tier Miles cannot be bought or gifted.
  • All other terms detailed in the Emirates Skywards Programme Rules apply.
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Lifestyle Benefits

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    GHA Discovery Titanium Membership & Hotel Discounts
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    Exclusive Hotel Discounts
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    Entertainment benefits at Cinemas
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    Take your game to the next level
GHA Discovery Titanium Membership and Hotel Discounts Uplift your hospitality experience

 

  • GHA Discovery Titanium Membership: Revel in the comfort and get the recognition and the benefits you deserve across 500+ hotels in 85+ countries. Your status grants you exclusive benefits wherever you go, including:
    • Guaranteed room availability for bookings made up to 48 hours prior to arrival
    • Double room upgrades
    • Early check in from 11am
    • Late checkout until 4pm
    • Easy-to-earn Discovery Dollar rewards currency
    • Save 10% or more when booking direct
    • Easy-to-earn Discovery Dollar rewards currency
    • Gift your status and benefits to friends and family
    • 7% discount on room bookings in Discovery Dollars
  • Your RAKBANK Emirates Skywards World Elite Mastercard automatically qualifies you for the GHA Discovery Titanium Membership.
  • Simply call the World Elite Concierge (Local: 800-0444-4485, International: +1-312-340-2437) to enroll in Discovery and get instantly upgraded to GHA Discovery Titanium Membership.
Exclusive Hotel Discounts

 

  • Get up to 7% discount on all travel packages (flight & hotel) through MMI. Call 04-7036579 for more information.
  • Enjoy a complimentary third night on booking two nights with Oberoi Hotels & Resorts
Entertainment benefits at Cinemas

 

  • 50% off at VOX Cinemas: Open a world of entertainment with 50% off VOX Cinemas tickets at all times. Sign-up or log in to the VOX app or website to avail of the discount. Remember to select the RAKBANK offer and pay with your RAKBANK Emirates Skywards World Elite Mastercard Credit Card to get the discount on up to 4 tickets every month per card. Click here for more information.

    It’s now mandatory for guests to wear a face mask at all times. The mask can be removed for the purpose of eating and drinking. For more information about your health and safety please click here.

    For more information about coronavirus related queries, please refer to the FAQs

    *Terms and condition apply

Amazon Prime membership on us

 

  • RAKBANK Emirates Skywards World Elite Mastercard Credit Card gives you complimentary access to Amazon Prime membership for a full year. Amazon Prime includes free Delivery, Early Access to deals and Unlimited movies with Prime Video. Click here to activate your complimentary membership now.
Take your game to the next level

 

  • Work on perfecting your swing; enjoy complimentary tee-time two times in a month at some of the finest golf courses in Dubai (Address Montgomerie, The Els Club and Arabian Ranches Golf Club), Ras Al-Khaimah (Al Hamra Golf Club) and Abu Dhabi (Abu Dhabi City Golf Club).

    To avail of this benefit, please contact +971-47047140 or send an e-mail to rakconcierge@derbygroup.ae.Click here for the Terms & Conditions.

    During the month of Ramadan, our call center will be operational from 8.30 AM to 2.30 PM.
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Before you apply

  • Applicants for RAKBANK Emirates Skywards World Elite Mastercard Credit Card should be citizens or residents of the UAE
  • Minimum monthly salary requirement for salaried applicants is AED 25,000
  • Annual fees for RAKBANK Emirates Skywards World Elite Mastercard Credit Card is AED 1,499.
  • Annual fees for RAKBANK Emirates Skywards World Elite Mastercard Supplementary Credit Card is AED 999 with Silver tier membership & AED 200 without Silver tier membership
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Skywards Miles Calculator

The RAKBANK Emirates Skywards World Elite Mastercard Credit Card lets you earn Skywards Miles on all types of spends. What’s more, these Skywards Miles are awarded based on total monthly spends in Dirhams to keep it simple for you.

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Monthly Spends in AED

100,000

Monthly Skywards Miles Earned

0Miles

Miles Earning
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Note: Awarding of Skywards Miles will be reduced to 50% if spend in special categories (such as Charities, Government Services, Bill Payments, Schools, Transits, Transport, Telecommunication, Real Estate, Petrol/Gas stations, Supermarkets, Health & Beauty, Club Membership, Motion Pictures & Theatres, Computer Services, Automobiles & Vehicles) exceeds 50% of total domestic and international transactions for the month.
Transactions made through any of the banking channels i.e. IVR, Internet Banking, Mobile, CDMs, ATM’s, Branches or any other RAKBANK payment channels will not be eligible for any cashback/rewards.

Monthly Skywards Miles Earned

0miles

Miles Earning

Note: Skywards Miles award will be reduced to 50% if spend in special categories (such as Charities, Government Services, Bill Payments, Schools, Transits, Transport, Telecommunication, Real Estate, Petrol/Gas stations, Supermarkets, Health & Beauty, Club Membership, Motion Pictures & Theatres, Computer Services, Automobiles & Vehicles) exceeds 50% of total domestic and international transactions for the month.

             
                       
               
                                 

RAKBANK Mastercard Travel & Lifestyle Services

                 
                     

RAKBANK Mastercard Travel & Lifestyle Services helps find the special escapes you have been seeking. We offer privileges at more than 2,500 4 and 5-star hotels and resorts, as well as savings on vacation packages and unique benefits on a selection of cruises. Whether you are traveling solo, as a couple, or with the family, we will help make your next trip unforgettable. RAKBANK Mastercard Travel & Lifestyle Services also hosts a wide range of dining, entertainment, flights and car rental options.

   

Disclaimer: RAKBANK Mastercard Travel and Lifestyle Services is offered by Mastercard in partnership with TEN Lifestyle Group plc to RAKBANK Conventional Emirates Skywards World Elite Mastercard Credit Card holders. Discounts and special offers are from specific partners and are subject to availability based on the experience selected by you. This is for your information that the above displayed content is supplied to RAKBANK by Mastercard in partnership with TEN Lifestyle Group plc . Kindly note for offer details and bookings you will be directed to RAKBANK Mastercard Travel and Lifestyle services to register/login and complete your transaction. 

                 
                 
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Priceless Cities

Fuel your passions and make memories last a lifetime with Priceless Cities. Pick a destination and enjoy once-in-a-lifetime experiences with those you care about most.

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Mastercard Benefits

Enjoy the following special offers brought to you by Mastercard on your RAKBANK Emirates Skywards World Elite Mastercard Credit Card

  • Travel & Hotel Benefits:
    • Cleartrip Airfare Discount
    • 25% off 2 rides per month on Hala Taxi via Careem app with promo code “MASTERCARD25”
    • Hertz Gold Plus Rewards Five Star Membership
    • Rentalcars.com Discount
    • Global Hotel Alliance Titanium Membership
    • Luxury Serviced Apartments – Onefinestay
    • Soneva Luxury Resorts benefit
    • 6 complimentary airport rides per year with Careem
    • Complimentary global data roaming package of 1 GB x 3 times per year
    • 3 complimentary fast track passes / year across top Europe, Turkey & Asia destinations
    • Careem discount and more…
  • Lifestyle Benefits:
    • Bicester Village Shopping Collection.
    • Luxury brands discounts with Farfetch
    • MyUS free Premium Membership and discounts
    • Fiit subscription Benefit discounts
    • Talabat discounts and more…
  • Insurance:
    • Travel Medical Insurance
    • Travel Inconvenience Insurance
    • Rental Collision and Loss Damage Waiver
    • With Secure Wallet, you are covered worldwide for up to AED 10,000 in case of misuse of your Card if stolen or lost. This insurance is offered in conjunction with RAKINSURANCE.
  • For detailed information on Mastercard benefits and redemption process, click here

Information & Tools

 

      Risks & Limitations:

  • Additional 5% over and above the Credit Card limit will be allowed to process the transaction. However, any transaction in excess of the Credit Card limit will attract over limit fees.
  • Cards with Credit Balance will not be eligible for Balance Transfer.
  • Cardholders can earn a max monthly cap of 40,000 Skywards Miles or Miles earned on spends up to credit limit.
  • Awarding of Skywards Miles will be reduced to 50% if spend in special categories (such as Charities, Government Services, Bill Payments, Schools, Transits, Transport, Telecommunication, Real Estate, Petrol/Gas stations, Supermarkets, Health & Beauty, Club Membership, Motion Pictures & Theatres, Computer Services, Automobiles & Vehicles) exceeds 50% of total domestic and international transactions for the month.
  • Transactions made through any of the banking channels i.e. IVR, Internet Banking, Mobile, CDMs, ATM’s, Branches or any other RAKBANK payment channels will not be eligible for any cashback/rewards.
  • Skywards Miles are valid 36 months from earned date, and if not redeemed within the expiry period, they will automatically lapse and will be forfeited on the expiry date as specified in the Rewards Statement.
  • Cash withdrawals are permitted only up to 80% of the Credit Card limit.
  • Balance transfer is permitted up to 95% of available balance
  • Smart Cash is permitted up to 80% of the Credit Card limit or 95% of the available balance (whichever is lower).
  • Credit Card cheque is permitted up to 80% of the Credit Card limit or 95% of the available balance (whichever is lower).

    These services are offered subject to approval of the Bank.

 

      Customer Obligations:

  • Customer must disclose their income accurately, provide valid identity and employment details and evidence them with authentic documents.
  • Customer is obligated to make monthly payments due under the Credit Card as per due date to avoid donation amount & finance charges.

 

      Key Terms & Conditions:

  • The Bank may amend the features, fees, charges, terms & conditions of the Credit Card on 60 days’ notice to you in advance.
  • The Bank may amend the profit rates for the Credit Card on 30 days’ notice to you in advance.

 

      Warnings:

  • If you are late in payment or fail to make the applicable payments on the due date, you will pay default finance charges at the rates described in the Service & Price Guide.
  • If you are late in payment or fail to make a payment on the due date, you will pay default interest at the rates described in the Service & Price Guide.
  • If you make only the minimum payments during each billing period, you will pay more in finance charges
  • If you fail to make a payment or otherwise breach the Credit Card terms, this will be a default and the Bank will be entitled, among other things, to:
    • (a) cancel the Credit Card and demand full repayment immediately;
    (b) report the default to the appropriate regulatory authorities including the UAE Central Bank, Al Etihad Credit Bureau and other credit rating agencies, which will affect your credit rating;
    (c) Bring legal proceedings against you.

 

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U by Emaar Platinum membership and Golf benefits

Soak in the high life with our upscale offerings

  • Take your game to the next level with complimentary golf sessions, at the finest golf courses in Dubai (The Els Club, Arabian Ranches Golf Course, Address Montgomerie Golf Course), Abu Dhabi (Saadiyat Beach Golf Club) and Ras Al-Khaimah (Al Hamra Golf Club). To get started, call +971-47047140 or send an email to rakconcierge@derbygroup.ae
  • Get rewarded with unmatched discounts on dining, entertainment & hotel stays with the Platinum U by Emaar membership. You will receive the Platinum membership card details on your email upon activation of your card. For detailed information on U by Emaar Platinum membership benefits, click here.
  • Monthly Spends
  • AED 2,000 to 4,999
  • AED 5,000 to 9,999
  • AED 10,000 to 19,999
  • AED 20,000 to 29,999
  • AED 30,000 to 39,999
  • AED 40,000 to 49,999
  • AED 50,000 to 74,999
  • AED 75,000 to 100,000
  • AED 100,000 & above
  • Skywards Miles Earned
  • 600
  • 2,000
  • 5,000
  • 8,000
  • 11,000
  • 16,000
  • 20,000
  • 30,000
  • 40,000

Note: Based on the spend tiers, Cardholders can earn a maximum of 40,000 Skywards Miles or up to the assigned credit limit (whichever is lower) per month.

Terms and Conditions

  • The Tier Miles Earning on cobrand spend offer is open to all Emirates Skywards Members who:
    • are existing RAKBANK Emirates Skywards World Elite Mastercard Credit Cardholders and those who sign-up for the RAKBANK Emirates Skywards World Elite Mastercard Credit Card by 23.59 (Dubai time) on 30th September 2022.
    • have made a purchase using the RAKBANK Emirates Skywards World Elite Mastercard Credit Card during the offer period between 00.01am (Dubai time) on 25 July 2021 and 23.59 (Dubai time) on 30th September 2022.
  • Bonus Skywards Miles issued in relation to sign-up bonus Skywards Miles will not qualify for the Tier Miles bonus offer.
  • When a refund is made on the RAKBANK Emirates Skywards World Elite Mastercard Credit Card, the Skywards Miles total and Tier Miles total will be adjusted accordingly from the Emirates Skywards Member’s account statement.
  • An Emirates Skywards Member who, at the discretion of Emirates Skywards, satisfies the conditions set out above will be awarded Tier Miles in addition to the Skywards Miles normally earned:
    • 1 Tier Mile for every 4 Skywards Miles earned.
    • The Tier Miles summary on the Emirates Skywards member’s account on emirates.com and the Emirates App may not reflect the Tier Miles earned during this Offer Period. However the Emirates Skywards member will be notified of the Tier Miles earned within 4 weeks of the eligible Skywards Miles being credited to their Emirates Skywards account via their Emirates Skywards Miles statement on the Emirates App or online at emirates.com
    • The Emirates Skywards Member will be notified of the upgrade of their Tier status within 4 weeks of qualification where applicable and in accordance with the Emirates Skywards Programme Rules.
  • The minimum Tier Miles which can be earned by an Emirates Skywards Member for this offer is 1 Tier Mile.
  • The maximum number of Tier Miles which can be earned by an Emirates Skywards Member in connection with this offer is 50,000 Tier Miles.
  • RAKBANK and Emirates Skywards has the right to discontinue this offer at their discretion at any time, without providing any intimation.
  • All Emirates Skywards programme terms and conditions apply. All terms and conditions applicable to Membership Tier, and Tier Benefits as set out under the Emirates Skywards Programme Rules, shall apply equally to Tier Miles, Membership Tier or Tier Benefits earned in connection with this offer.
  • All RAKBANK terms and conditions apply.

 

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