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Introducing

RAKBANK Emirates Skywards
World Elite Mastercard® Credit Card

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    Get the best offer on Skywards Miles
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    Emirates Skywards Silver tier membership
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    Fast track to Emirates Skywards Gold tier membership
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    Global airport lounge access & transfers
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    15% discount on 'Buy and Gift Miles'
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Emirates Skywards Silver tier membership

Upgrade your travel experience with a guaranteed Emirates Skywards Silver tier membership

  • As a RAKBANK Emirates Skywards World Elite Mastercard Cardholder you would be entitled to Emirates Skywards Silver tier membership throughout the life of the card. If you’re an existing Silver member, the validity of your membership will be extended.
  • For existing Emirates Skywards Platinum or Gold members, tier membership will remain unchanged.
  • Silver tier is also optionally available for one RAKBANK Emirates Skywards World Elite Mastercard Supplementary Cardholder subject to payment of applicable fee. Supplementary Cards without the tier membership are also available.
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Fast track to Emirates Skywards Gold tier membership

Emirates Skywards Gold tier membership is easily attainable with your Card

  • You are entitled to fast track to Emirates Skywards Gold tier membership by placing a deposit of AED 500,000 in RAKBANK Emirates Skywards Savings Account. Any balance that exceeds AED 500,000 will also earn you Skywards Miles.
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Global airport lounge access and airport transfers

Convenience before, during and after your travel!

  • Access to over 1100 airport lounges with LoungeKey™: Unlimited, complimentary access for you and one accompanying guest (per visit) to over 1100 airport lounges in more than 450 cities in over 135 countries, worldwide. For details on available lounges, visit www.loungekey.com or download the LoungeKey app from the App store or Android store. To use the LoungeKey Mobile App, Cardholders need to register and create an online profile (Username and Password) on www.loungekey.com/en/mcworldelite/our-lounges and enter their RAKBANK Emirates Skywards World Elite Mastercard Credit Card details. When visiting a lounge, Cardholders need to clearly state that they want to visit the lounge under the “LoungeKey” program.
  • Complimentary Airport pick-up and drop-off service: Enjoy chauffeured airport pick-up or drop off service complimentary 6 times each year in the UAE or avail of this service a maximum of 3 times in India (Mumbai, Chennai, Kolkata, Bengaluru and Delhi - within city limits). To avail of this service, please contact the concierge desk on 04-704 7138 and refer to the service Terms & Conditions.
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15% discount on 'Buy and Gift Miles'
  • Cardholders can enjoy a 15% discount when buying Skywards Miles for self or as a gift Skywards Miles to another Emirates Skywards member.
  • Skywards Miles can be purchased online by visiting emirates.com/ae. Members need to log in to their Emirates Skywards account and follow the Buy Miles process or the Gift Miles process.
  • The 15% discount will automatically be applied upon payment for Skywards Miles, so long as the member is logged in and pays with their RAKBANK Emirates Skywards World Elite Mastercard
  • Skywards Miles can be bought by and gifted to Emirates Skywards members who have at least one prior earning activity in their Emirates Skywards account, earned by flying on Emirates or a partner airline or through a partner transaction.
  • The minimum number of Skywards Miles that can be bought or gifted is 2,000 Skywards Miles and further increments can only be bought or gifted in blocks of 1,000 Skywards Miles.
  • 100,000 Skywards Miles or 200,000 Skywards Miles, based on the membership tier is the combined maximum a member can purchase for self through the Buy Miles products and receive as a gift through the Gift Miles product.
  • Refunds in respect of Skywards Miles purchased are not permitted, unless required by law.
  • Skywards Miles will be credited to the Emirates Skywards account within 48 hours after full and successful payment.
  • Tier Miles cannot be bought or gifted.
  • All other terms detailed in the Emirates Skywards Programme Rules apply.
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15% discount on 'Buy and Gift Miles'
  • Cardholders can enjoy a 15% discount when buying Skywards Miles for self or as a gift Skywards Miles to another Emirates Skywards member.
  • Skywards Miles can be purchased online by visiting emirates.com/ae. Members need to log in to their Emirates Skywards account and follow the Buy Miles process or the Gift Miles process.
  • The 15% discount will automatically be applied upon payment for Skywards Miles, so long as the member is logged in and pays with their RAKBANK Emirates Skywards World Elite Mastercard
  • Skywards Miles can be bought by and gifted to Emirates Skywards members who have at least one prior earning activity in their Emirates Skywards account, earned by flying on Emirates or a partner airline or through a partner transaction.
  • The minimum number of Skywards Miles that can be bought or gifted is 2,000 Skywards Miles and further increments can only be bought or gifted in blocks of 1,000 Skywards Miles.
  • 100,000 Skywards Miles or 200,000 Skywards Miles, based on the membership tier is the combined maximum a member can purchase for self through the Buy Miles products and receive as a gift through the Gift Miles product.
  • Refunds in respect of Skywards Miles purchased are not permitted, unless required by law.
  • Skywards Miles will be credited to the Emirates Skywards account within 48 hours after full and successful payment.
  • Tier Miles cannot be bought or gifted.
  • All other terms detailed in the Emirates Skywards Programme Rules apply.
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Lifestyle Benefits

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    GHA Discovery Titanium Membership & Hotel Discounts
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    Exclusive Hotel Discounts
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    Entertainment benefits at Cinemas
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    Take your game to the next level
GHA Discovery Titanium Membership and Hotel Discounts Uplift your hospitality experience

 

  • GHA Discovery Titanium Membership: Revel in the comfort and get the recognition and the benefits you deserve across 500+ hotels in 85+ countries. Your status grants you exclusive benefits wherever you go, including:
    • Guaranteed room availability for bookings made up to 48 hours prior to arrival
    • Double room upgrades
    • Early check in from 11am
    • Late checkout until 4pm
    • Easy-to-earn Discovery Dollar rewards currency
    • Save 10% or more when booking direct
    • Easy-to-earn Discovery Dollar rewards currency
    • Gift your status and benefits to friends and family
    • 7% discount on room bookings in Discovery Dollars
  • Your RAKBANK Emirates Skywards World Elite Mastercard automatically qualifies you for the GHA Discovery Titanium Membership.
  • Simply call the World Elite Concierge (Local: 800-0444-4485, International: +1-312-340-2437) to enroll in Discovery and get instantly upgraded to GHA Discovery Titanium Membership.
Exclusive Hotel Discounts

 

  • Get up to 7% discount on all travel packages (flight & hotel) through MMI. Call 04-7036579 for more information.
  • Enjoy a complimentary third night on booking two nights with Oberoi Hotels & Resorts
Entertainment benefits at Cinemas

 

  • 50% off at VOX Cinemas: Open a world of entertainment with 50% off VOX Cinemas tickets at all times. Sign-up or log in to the VOX app or website to avail of the discount. Remember to select the RAKBANK offer and pay with your RAKBANK Emirates Skywards World Elite Mastercard Credit Card to get the discount on up to 4 tickets every month per card. Click here for more information.

    It’s now mandatory for guests to wear a face mask at all times. The mask can be removed for the purpose of eating and drinking. For more information about your health and safety please click here.

    For more information about coronavirus related queries, please refer to the FAQs

  • Buy 1 Get 1 Cinema tickets at REEL Cinemas and 20% OFF Cinema Food and Beverages:
    • A maximum of four (4) per month
    • Offer applicable for website, digi kiosk and mobile app booking
    • With every movie ticket purchase, a free one will be provided (for the same type of movie ticket)
    • Applicable for Standard 2D, Standard Plus 2D, Standard 3D, Standard Plus 3D, Reel junior, ScreenX, MX4D, Dolby, Dolby Plus, Platinum Suites 2D and Platinum Suites 3D
    • 20% off on food and beverage discount – minimum spend of AED 20

    *Terms and condition apply

Amazon Prime membership on us

 

  • RAKBANK Emirates Skywards World Elite Mastercard Credit Card gives you complimentary access to Amazon Prime membership for a full year. Amazon Prime includes free Delivery, Early Access to deals and Unlimited movies with Prime Video. Click here to activate your complimentary membership now.
Take your game to the next level

 

  • Work on perfecting your swing; enjoy complimentary tee-time two times in a month at some of the finest golf courses in Dubai (Address Montgomerie, The Els Club and Arabian Ranches Golf Club), Ras Al-Khaimah (Al Hamra Golf Club) and Abu Dhabi (Abu Dhabi City Golf Club).

    To avail of this benefit, please contact +971-47047140 or send an e-mail to rakconcierge@derbygroup.ae.Click here for the Terms & Conditions.

    During the month of Ramadan, our call center will be operational from 8.30 AM to 2.30 PM.
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Before you apply

  • Applicants for RAKBANK Emirates Skywards World Elite Mastercard Credit Card should be citizens or residents of the UAE
  • Minimum monthly salary requirement for salaried applicants is AED 25,000
  • Annual fees for RAKBANK Emirates Skywards World Elite Mastercard Credit Card is AED 1,499.
  • Annual fees for RAKBANK Emirates Skywards World Elite Mastercard Supplementary Credit Card is AED 999 with Silver tier membership & AED 200 without Silver tier membership
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Skywards Miles Calculator

The RAKBANK Emirates Skywards World Elite Mastercard Credit Card lets you earn Skywards Miles on all types of spends. What’s more, these Skywards Miles are awarded based on total monthly spends in Dirhams to keep it simple for you.

Monthly Skywards Miles Earned

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Miles Earning
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Note: Awarding of Skywards Miles will be reduced to 50% if spend in special categories (such as Charities, Government Services, Bill Payments, Schools, Transits, Transport, Telecommunication, Real Estate, Petrol/Gas stations, Supermarkets, Health & Beauty, Club Membership, Motion Pictures & Theatres, Computer Services, Automobiles & Vehicles) exceeds 50% of total domestic and international transactions for the month.
Transactions made through any of the banking channels i.e. IVR, Internet Banking, Mobile, CDMs, ATM’s, Branches or any other RAKBANK payment channels will not be eligible for any cashback/rewards.

Monthly Skywards Miles Earned

0miles

Miles Earning

Note: Skywards Miles award will be reduced to 50% if spend in special categories (such as Charities, Government Services, Bill Payments, Schools, Transits, Transport, Telecommunication, Real Estate, Petrol/Gas stations, Supermarkets, Health & Beauty, Club Membership, Motion Pictures & Theatres, Computer Services, Automobiles & Vehicles) exceeds 50% of total domestic and international transactions for the month.

             
                       
               
                                 

RAKBANK Mastercard Travel & Lifestyle Services

                 
                     

RAKBANK Mastercard Travel & Lifestyle Services helps find the special escapes you have been seeking. We offer privileges at more than 2,500 4 and 5-star hotels and resorts, as well as savings on vacation packages and unique benefits on a selection of cruises. Whether you are traveling solo, as a couple, or with the family, we will help make your next trip unforgettable. RAKBANK Mastercard Travel & Lifestyle Services also hosts a wide range of dining, entertainment, flights and car rental options.

   

Disclaimer: RAKBANK Mastercard Travel and Lifestyle Services is offered by Mastercard in partnership with TEN Lifestyle Group plc to RAKBANK Conventional Emirates Skywards World Elite Mastercard Credit Card holders. Discounts and special offers are from specific partners and are subject to availability based on the experience selected by you. This is for your information that the above displayed content is supplied to RAKBANK by Mastercard in partnership with TEN Lifestyle Group plc . Kindly note for offer details and bookings you will be directed to RAKBANK Mastercard Travel and Lifestyle services to register/login and complete your transaction. 

                 
                                 
           
         
         
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Priceless Cities

Fuel your passions and make memories last a lifetime with Priceless Cities. Pick a destination and enjoy once-in-a-lifetime experiences with those you care about most.

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Mastercard Benefits

Enjoy the following special offers brought to you by Mastercard on your RAKBANK Emirates Skywards World Elite Mastercard Credit Card

  • IHG Hotels & Resorts discounts
    • 15% discount on ‘Best Available Rate’
    • A complimentary welcome drink on arrival at the relevant Participating Property
    • Complimentary late checkout from the Participating Property (i.e., checkout at 16h00 at the latest)
  • Budget Truck & Car Rental offer: Get access to affordable car rental offers with Budget with up to 10% off on car or truck rental
  • McArthur Glen Designer Outlet offers: McArthurGlenis Europe's #1 designer shopping outlet with more than 3,000 stores from the world’s most exciting luxury, premium and lifestyle brands.
    • Additional 10% discount in participating stores across all 26 McArthur Glen Designer Outlet centers.
    • Complimentary access to guest lounges in the following selected outlets: Serravalle, Berlin, Salzburg, Noventa
    • Complimentary welcome drink in the following selected outlets: Athens, Barberino, Castel Romano, La Reggia, Noventadi Piaveand Serravalle
  • AVIS Car rentals: Whether you are traveling with your family or on a business trip, enjoy exclusive benefits with Avis!
    • Up to 20% OFF your next car rental
    • Complimentary Avis President’s Club membership
    • For more information, click here
  • Insurance covers
    • Travel inconvenience insurance
    • Travel Medical Insurance - click here for more information
    • Travel Insurance Confirmation letter - click here for more information
    Please click here for details on coverage and claim processes
  • Global car rental benefits
    • Discounts on car rentals with Avis
    • Hertz Gold Plus Rewards President’s Circle membership
    • Click here for Rental Collision and loss damage waiver
  • Get 10% Discount on travel bookings with Cleartrip using promo code MCWORLD
  • A world of luxury shopping benefits. Click here for details.
  • Premium hotels and stays offers and discounts. Click here for details.
  • Applying for travel visa made simple and quick for global traveler at only US$ 15. Click here for details.
  • Get up to 10% Cashback on Booking.com with your RAKBANK Mastercard Credit Card. Click here for details.
  • Get a VIP invitation along with a host of exclusive discounts at The Bicester Village
    World-leading brands offer savings of up to 60%, and sometimes more, on the recommended ret ail price, in their own luxuriously appointed boutiques, all year round. As a Mastercard® cardholder you get access to:
    • VIP invitation (to be exchanged for a VIP card with an additional 10% discount on purchases in participating boutiques)
    • 15% discount on shopping packages
    • 15% discount on chauffeur drive experiences at participating villages
    • 15% discount on Shopping Express
    • Access to VIP lounges (subject to availability)
    click here for more information
  • Enjoy 10% off incredible fashion with Farfetch - click here for more information
  • MyUS Premium Membership
    Enjoy free membership and discounts up to 30% - click here for more information.
  • Enjoy 10% OFF the price of your booking on rentalcars.com
  • Complimentary access to Global Blue Tax Refund City VIP Lounges and the Global Blue fast track services at the Airport VIP Fast Lanes and automatic completion of Tax Free Forms.
  • Get up to 20% discount on booking in Soneva Luxury Resorts.
  • Explore 2–for-1 Priceless offers and discounts to discover new restaurants and treat the family to a vacation for less
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Additional Card Benefits

  • Purchase Protection Your purchased item(s) is insured against loss due to accidental damage or theft occurring within 30 days from the date of purchase as indicated on the store receipt.

    Click here to view the Purchase Protection terms and conditions. For any product related queries or claims please contact RAKINSURANCE on 800 7254 or email to info@rakinsurance.com within UAE.
  • Secure Wallet With Secure Wallet, you are covered worldwide for up to AED 10,000 in case of misuse of your Card if stolen or lost. This insurance is offered in conjunction with RAKINSURANCE.

    For enquiries or lodging insurance claims please contact RAKINSURANCE on 800 7254 or email to info@rakinsurance.com.
  • Cash Advance of up to 80% of your Credit Limit
  • Convert your purchase into a 0% Easy Payment Plan
  • Exclusive offers on electronics, jewellery, holidays, dining, furnishing and much more

 

      Risks & Limitations:

  • Additional 5% over and above the Credit Card limit will be allowed to process the transaction. However, any transaction in excess of the Credit Card limit will attract over limit fees.
  • Cards with Credit Balance will not be eligible for Balance Transfer.
  • Cardholders can earn a max monthly cap of 40,000 Skywards Miles or Miles earned on spends up to credit limit.
  • Awarding of Skywards Miles will be reduced to 50% if spend in special categories (such as Charities, Government Services, Bill Payments, Schools, Transits, Transport, Telecommunication, Real Estate, Petrol/Gas stations, Supermarkets, Health & Beauty, Club Membership, Motion Pictures & Theatres, Computer Services, Automobiles & Vehicles) exceeds 50% of total domestic and international transactions for the month.
  • Transactions made through any of the banking channels i.e. IVR, Internet Banking, Mobile, CDMs, ATM’s, Branches or any other RAKBANK payment channels will not be eligible for any cashback/rewards.
  • Skywards Miles are valid 36 months from earned date, and if not redeemed within the expiry period, they will automatically lapse and will be forfeited on the expiry date as specified in the Rewards Statement.
  • Cash withdrawals are permitted only up to 80% of the Credit Card limit.
  • Balance transfer is permitted up to 95% of available balance
  • Smart Cash is permitted up to 80% of the Credit Card limit or 95% of the available balance (whichever is lower).
  • Credit Card cheque is permitted up to 80% of the Credit Card limit or 95% of the available balance (whichever is lower).

    These services are offered subject to approval of the Bank.

 

      Customer Obligations:

  • Customer must disclose their income accurately, provide valid identity and employment details and evidence them with authentic documents.
  • Customer is obligated to make monthly payments due under the Credit Card as per due date to avoid donation amount & finance charges.

 

      Key Terms & Conditions:

  • The Bank may amend the features, fees, charges, terms & conditions of the Credit Card on 60 days’ notice to you in advance.
  • The Bank may amend the profit rates for the Credit Card on 30 days’ notice to you in advance.

 

      Warnings:

  • If you are late in payment or fail to make the applicable payments on the due date, you will pay default finance charges at the rates described in the Service & Price Guide.
  • If you are late in payment or fail to make a payment on the due date, you will pay default interest at the rates described in the Service & Price Guide.
  • If you make only the minimum payments during each billing period, you will pay more in finance charges
  • If you fail to make a payment or otherwise breach the Credit Card terms, this will be a default and the Bank will be entitled, among other things, to:
  • (a) cancel the Credit Card and demand full repayment immediately;
    (b) report the default to the appropriate regulatory authorities including the UAE Central Bank, Al Etihad Credit Bureau and other credit rating agencies, which will affect your credit rating;
    (c) Bring legal proceedings against you.

 

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