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Travel and enjoy the world with RAKBANK‘s Credit Card with Air Arabia

The RAKBANK Platinum Air Arabia Credit Card provides great value in the air and on the ground. Use it for your domestic and international spends and enjoy unmatched AirRewards Points, great credit card benefits, savings and privileges on every journey.

A Joining Bonus of 15,000 AirRewards Points will be credited upon payment of Joining Fee and a minimum retail spend of AED 5,000* in first 3 months.

AirRewards by Air Arabia is the most generous loyalty program in the region giving its members upto 10% cashback on the Air Arabia flights.

In addition to this, on your daily spends by using your Air Arabia Platinum Mastercard, you can earn

  • 1.75 AirRewards Points for every 5 AED spent at www.airarabia.com
  • 1.25 AirRewards Points for every 5 AED spent within UAE
  • 1.75 AirRewards Points for every 5 AED spent outside UAE
  • 0.30 AirRewards Points for every 5 AED spent under the special categories*

You can easily redeem your AirRewards Points for flights, seats, meals, baggage and more for yourself, friends or family without any date restrictions by using AirRewards Points plus cash anytime.The AirRewards points are valid for a period of 24 months. Visit www.airarabia.com and login to your AirRewards account.

  • Get 6 complimentary airport pick-up or drop off service each year from the UAE within the Emirate and between Sharjah Airport and anywhere in Dubai or avail this service a maximum of 3 times in India (Mumbai, Chennai, Kolkata, Bengaluru and Delhi - within city limits) and balance can be utilized in UAE. (Inter Emirates transfer available from Dubai to Sharjah airport will be considered as 2 visits)

Concierge Desk Contact Number: 04-704 7138

*View the Drop / Pickup* terms and conditions here.

  • Get complimentary return flight ticket once every year against a minimum retail spend of AED15,000
    Note: The ticket will only cover the base fare, Government and other airport taxes will be payable by the customer

IHG Hotels and Resorts discounts

  • 15% discount on ‘Best Available Rate’
  • A complimentary welcome drink on arrival at the relevant Participating Property
  • Complimentary late checkout from the Participating Property (i.e., checkout at 16h00 at the latest)

Budget Truck and Car Rental offer
Get access to affordable car rental offers with Budget with up to 10% off on car or truck rental.

Avis Car Rental 
Whether you are traveling with your family or on a business trip, enjoy exclusive benefits with Avis:

  • Up to 20% off your next car rental
  • A complimentary upgrade with every rental
  • Low interest rate on outstanding Retail Purchases
  • Exclusive offers on electronics, jewellery, holidays, dining, furnishing and much more
  • Up to 55 days interest free credit
  • Annual Fee will be waived from the second year onwards, if the retail spend criteria of AED 20,000 is achieved in the previous year. 
  • FREE Supplementary Cards
  • Purchase protection in case of theft or accidental damage offered by Mastercard
  • FREE Travel Accident Insurance
  • Cash Advance of up to 80% of your Credit Limit
  • Privileged discounts on dining and shopping
  • Lowest minimum monthly payment of just 3%
  • Book with Uber and enjoy 20% OFF the first three rides every month up to AED 12 on each ride. Simply download the Uber app from the Google Play Store or App Store and add your RAKBANK Mastercard as your payment method to get 20% discount automatically renewed every month.
  • Enjoy hundreds of complimentary Buy 1 Get 1 offers throughout Middle East & Africa across dining, cafes, entertainment and attractions powered by the Buy 1, Get 1 Mastercard for You app.
  • Unlimited, complimentary access to Lounges to over 10 Marhaba and CAC lounges in UAE, KSA, Jordan, Kuwait and Egypt. 15 regional and international LoungeKey lounges across USA, UK, Canada, Germany, France, Singapore, and more. 
  • MyUS Premium Shipping Discounts and Complimentary Membership. Simply register at: www.myus.com/welcome/mastercardpremium/
  • Avis Car Rental Discounts: 15% off on car rental across Europe, the Middle East, Africa and Asia and 12% off on car rental in the United States and Canada.
  • Bicester Village Shopping Collection Benefits offer savings of up to 60% on the recommended retail price, in their own luxuriously appointed boutiques, all year round.
  • Cleartrip travel discounts upto 30% – Airline and Hotel bookings. Simply go to https://www.cleartrip.ae/offers/uae/Mastercard, select your airfare and/or hotel nights, and enter promo code MASTERCARD.
  • European Shopping Villages Luxurious shopping discount Up to 60%. Click here to know more. 
  • Pay your RAKBANK Credit Card bills at any RAKBANK ATM or EDM, or one of the following exchange houses: UAE Exchange, Redha Al Ansari Exchange, Al Ansari Exchange, Sharaf Exchange, Al Fardan Exchange or Lulu Exchange outlets.
  • Farfetch 10% discount on over 700 boutiques and brands from around the world, Farfetch ships to customers in almost 190 countries. Explore the marketplace at Farfetch.com, and use the code ‘MASTERCARD10’ to avail 10% off site wide products. This discount is eligible off full priced items only.
  • On your next vacation get up to 10% Cashback on Booking.com with your RAKBANK Mastercard Credit Card. Simply register on www.booking.com/mastercardmea and make a booking entering your eligible RAKBANK Mastercard Credit Card details upon checkout. (Please note that the Cashback will be credited to your Card. The time to credit cashback may vary as per the T&Cs).*
  • Enjoy 10% OFF the price of your booking on rentalcars.com, the world’s leading online car rental aggregator. It arranges car rentals from major and local brands in 60,000 locations, across 160 countries. Simply go to https://www.rentalcars.com/?affiliateCode=mastercard047&enabler=mastercardme to make your booking. The discount will be applied at checkout, after you enter your eligible RAKBANK Mastercard Credit Card details.*
  • Explore 2–for-1 Priceless offers and discounts to discover new restaurants and treat the family to a vacation for less. Use it across the UAE, KSA, Bahrain, Oman, Kuwait, Jordan, and Lebanon. For new users, simply download the Priceless Specials mobile app from the App Store or Google Play Store and register with the first 8 digits of your Card to start saving. For existing users, your Mastercard Buy 1 Get 1 app will be updated to Priceless Specials app.*

*Terms and conditions apply

With RAKfoodie you can enjoy up to 30% Discount at over 2,000 restaurants using your RAKBANK Cards.

  • 0% Easy Payment Plan is offered on www.airarabia.com for 12 months with NO processing fee
  • Convert your purchase into a 0% Easy Payment Plan, for 3, 6, 9 or 12 months, at a wide range of participating merchants.

Learn more about various personal RAKBANK credit cards on offer.

  • Additional 5% over and above the Credit Card limit will be allowed to process the transaction. However, any transaction in excess of the Credit Card limit will attract over limit fees.
  • For the joining rewards, only retail transactions will be calculated for the minimum spend of AED 5,000. RAKMoneyTransfer, Cash Advance, Balance Transfer, Credit Card Cheque, Smart Cash and Utility Bill Payment via Digital Banking will not be considered under this spend amount.
  • AirRewards are valid for 24 months from earned date, and if not redeemed within the expiry period, they will automatically lapse and will be forfeited on the expiry date as specified in the rewards statement.
  • There is no cap to earning AirRewards. However, for redemption against flight or baggage rewards, a minimum AirReward of 3,000 points is required.
  • Transactions made through any of the banking channels i.e. IVR, Internet Banking, Mobile, CDMs, ATM’s, Branches or any other RAKBANK payment channels, Cash transactions, and RAKMoneyTransfer transactions will not be eligible for any Cashback /Rewards.
  • Effective May 17th, 2020, all spends under the category of Charities,  Government Services, Bill Payments, Schools, Education, Transits, Transport, Telecommunication, Real Estate, Petrol/Gas stations, will earn 0.30 AirRewadrs for every AED 5 spent.
  • Cash advances are permitted only up to 80% of the Credit Card limit.
  • Balance transfer is permitted up to 95% of available balance.
  • Smart Cash (Loan on Card) is permitted up to 80% of the Credit Card limit or 95% of the available balance (whichever is lower).
  • Credit Card cheque is permitted up to 80% of the Credit Card limit or 95% of the available balance (whichever is lower).
  • Annual fee will be waived from the second year onwards, if the retail spend criteria of AED 20,000 is achieved in the previous year.
  • These services are offered subject to approval of the Bank.

Customer Obligations

  • You must disclose your income accurately, provide valid identity and employment details and evidence them with authentic documents.
  • You are obligated to make monthly payments due under the Credit Card as per due date to avoid late payment fees & finance charges.

Key Terms & Conditions

  • The Bank may amend the features, fees, charges, terms & conditions of the Credit Card on 60 days’ notice to you in advance.
  • The Bank may amend the interest rates for the Credit Card on 30 days’ notice to you in advance.


  • If you are late in payment or fail to make the applicable payments on the due date, you will pay default interest at the rates described in the Service & Price Guide.
  • If you make only the minimum payments during each billing period, you will pay more in interest and it will take you longer to pay off your outstanding balance.
  • If you fail to make a payment or otherwise breach the Credit Card terms, this will be a default and the Bank will be entitled, among other things, to:
    • (a) cancel the Credit Card and demand full repayment immediately;
    • (b) report the default to the appropriate regulatory authorities including the UAE Central Bank, Al Etihad Credit Bureau and other credit rating agencies, which will affect your credit rating;
    • (c) bring legal proceedings against you.

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