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Balance Transfer

Enjoy instant relief – you pay no interest for 3 months on the outstanding balance transfer amount. A low processing fee of 1.95% is applicable.

Keep saving month after month even after the interest-free period with an interest rate of just 3.19% per month.

Balance transfer is easy

Just call 04 213 0000 or send in a request using RAKBANK Digital Banking to apply or SMS BT to 7010.

Don’t have a RAKBANK Credit Card? You can apply for a Balance Transfer at the same time as applying for any RAKBANK Credit Card.

RAKBANK Credit Cards come packed with benefits like:

  • No annual fee ever
  • Up to 3% Cashback on international and domestic transactions

Credit Cards and Balance Transfers are granted at the sole discretion of RAKBANK. Terms and conditions apply.