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Say goodbye to cash with klip

klip is operated and managed by Emirates Digital Wallet (EDW) which has been established by 15 UAE national banks. It is the only domestic digital payments scheme aimed to make UAE cashless. This is in line with the various UAE government initiatives to drive digital transformation in the UAE.


klip is just like cash in your pocket but on your smartphone. It's as easy as physical cash but safer and in tune with your lifestyle. The features klip offers are accessible through the RAKBANK Digital Banking App. klip can be used to purchase goods or services, to send and receive money, and to store money on your smartphone anytime, anywhere as required.


  • Access via RAKBANK Digital Banking App
  • Add funds – load your wallet from your bank account 
  • Withdraw funds – move money from wallet to bank account 
  • Send money – to other wallet holders
  • Receive money – from other wallet holders
  • Make payment – at merchants using QR Code or mobile number
  • Shop online & in stores in the UAE

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