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RAKrewards Calculator

RAKrewards is a unique loyalty programme that opens up a world of rewards for you. Use your RAKislamic World Credit Card today and start earning RAKrewards right away.

Please select your RAKislamic World Credit Card’s spends

Please enter the monthly amount spent with your RAKislamic World Credit Card

Special Category Spends ^
Domestic Spends
International Spends
Total Spends
Your Total RAKrewards are:
Redeem at your convenience

Simply login to your RAKrewards account to redeem your points. 

RAKrewards structure for your RAKislamic World Credit Card spends:

RAKrewards Offering
Total Monthly Spend in AED RAKrewards on Domestic spend of AED 1 RAKrewards on International spend of AED 1
Up to AED 14,999 1.25 3.75 
From AED 15,000 to AED 29,999 2.50  5.00 
AED 30,000 and above 3.75  6.25 
RAKrewards CAP in a month (statement cycle) 187,500 312,500 
Special  RAKrewards Offering
Total Monthly Spend in AED On Restaurants, Fitness & Beauty, Electronics, Fashion & Apparel, Online Transactions RAKrewards
AED 10,000 and below AED 15,000 AED 1 3.75 (RAKrewards CAP in a month - Statement Cycle is 37,500)
AED 15,000 and above AED 1 6.25 (RAKrewards CAP in a month - Statement Cycle is 80,000)


Terms and conditions
1) Customer will earn RAKrewards on all Domestic and International retail transactions and International cash withdrawals
2) Special RAKrewards earned will be part of overall monthly max cap
3) Spends that are eligible & included for calculation of special RAKrewards, will be excluded from the total spends for calculation of standard RAKrewards
4) RAKrewards are valid for 36 months
5) For redemption, the minimum available point balance should be 10,000
6) Spends are considered for transactions performed during the statement Cycle


*Effective January 1st 2018, all spends under the category of Government Services and Utility Payments will earn 0.35 RAKrewards for every AED 1 spent