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Gold Credit Card

We believe you simply deserve the best. That’s why in keeping with your lifestyle we have created the Gold Credit Card just for you.

 

Introducing the new Sharia compliant Gold Credit Card which is more customer friendly than ever and offers you a world of rewards, and benefits.  The Gold Credit Card offers you RAKrewards, Global Acceptance & Cash Withdrawals Anywhere, RAKfoodie dining privileges, Travel benefits, Takaful Benefits, Utility Bill Payments made easy, Flexible Payments, and No Annual Fee Ever!

Use your Gold Credit Card today and start earning RAKrewards. The more you spend, the more you earn.*

 

Spend Tiers on domestic and international transactions RAKrewards on spends/month per AED 1
 AED1000 - AED2999 1.25
3000 and above 2.50
Max. Reward cap in a month (statement cycle) 37,500

*Effective April 14th, 2020, all spends under the category of Charities, Government Services, Bill Payments, Schools, Education, Transits, Transport, Telecommunication, Real Estate, Petrol/Gas stations, Supermarkets, Health & Beauty, Club Membership, Motion Pictures & Theatres, Computer Services, Automobiles & Vehicles and Insurance Services will earn 0.35 RAKrewards for every AED 1 spent.

*Effective May 17th, 2020, all spends under the category of Charities, Government Services, Bill Payments, Schools, Education, Transits, Transport, Telecommunication, Real Estate, Petrol/Gas stations, will earn 0.35 RAKrewards for every AED 1 spent.

Transactions made through any of the banking channels i.e. IVR, Internet Banking, Mobile, CDMs, ATM’s, Branches or any other RAKBANK payment channels will not be eligible for any cashback/rewards.

For redemption, the minimum available RAKrewards balance should be 10,000.

You benefit from the RAKrewards partnerships to earn and redeem your rewards. Amongst  the large range of redemption choices available are:

  • Over 300+ Airlines, 300,000+ hotels and a host of travel experiences
  • Dining Vouchers
  • Wide range of electronics and home appliances
  • RAKrewards are valid for 36 months.

Please click here to view more information and redeem RAKrewards

  • No annual fee EVER!
  • Low profit rate on outstanding Retail Purchases
  • Exclusive offers on electronics, jewellery, holidays, dining, furnishing and much more
  • Up to 55 days profit free credit
  • FREE Supplementary Cards
  • FREE Purchase Protection
  • FREE Travel Accident Insurance
  • Cash Advance of up to 40% of your Credit Limit
  • Privileged discounts on dining and shopping
  • Lowest minimum monthly payment of just 3%
  • Travel in style! Exclusive global discounts and privileges on premium brands and hotels on your Credit Card
  • European Shopping Villages Luxurious shopping discount Up to 60%. Click here to know more. 
  • Pay your Credit Card bills at any RAKBANK ATM or EDM, or one of the following exchange houses: UAE Exchange, Redha Al Ansari Exchange, Al Ansari Exchange, Sharaf Exchange, Al Fardan Exchange or Lulu Exchange outlets.
  • On your next vacation get up to 10% Cashback on Booking.com with your RAKislamic Mastercard Credit Card. Simply register on www.booking.com/mastercardmea and make a booking entering your eligible RAKislamic Mastercard Credit Card details upon checkout. (Please note that the Cashback will be credited to your Card. The time to credit cashback may vary as per the T&Cs).*
  • Enjoy 10% OFF the price of your booking on rentalcars.com, the world’s leading online car rental aggregator. It arranges car rentals from major and local brands in 60,000 locations, across 160 countries. Simply go to https://www.rentalcars.com/?affiliateCode=mastercard047&enabler=mastercardme to make your booking. The discount will be applied at checkout, after you enter your eligible RAKislamic Mastercard Credit Card details.*
  • Explore 2–for-1 Priceless offers and discounts to discover new restaurants and treat the family to a vacation for less. Use it across the UAE, KSA, Bahrain, Oman, Kuwait, Jordan, and Lebanon. For new users, simply download the Priceless Specials mobile app from the App Store or Google Play Store and register with the first 8 digits of your Card to start saving. For existing users, your Mastercard Buy 1 Get 1 app will be updated to Priceless Specials app.*

*Terms and conditions apply

  • With RAKfoodie you can enjoy up to 30% Discount at over 2,000 restaurants using your RAKislamic Cards.
  • Enjoy 20% discount – 3 times per month across the Middle East. Simply download the Careem app from the App Store or Google Play Store, then add your RAKislamic Mastercard Credit Card and enter the promo code MASTERCARD when booking. Click here to view the terms and conditions. 
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