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Titanium Credit Card

Based on the Islamic concept of Qard Hassan, RAKislamic offers you the Sharia compliant Credit Card - the only socially responsible Credit Card that truly makes a difference with each and every transaction.

Titanium Credit Card gives you an option to choose from one of three selected institutions contributing towards humanitarian, charitable causes & educational aspects of social responsibility.

The 3 charity organizations to choose from are:

  • Human Appeal International. For more information, please visit www.hai.ae
  • Sheikh Saqr Bin Mohd Al Qassimi Charity. For more information, please visit www.saqrcharity.org
  • Al Rahma Charity Organization. For more information, please visit www.rahmah.ae

All you have to do is:

  • Select one Charity of your choice from the list
  • Mention the amount you want to donate on every transaction
  • And start using the Card

Every time you use your Card, your mentioned amount will be accumulated towards your chosen charity.

So, make a difference in the lives of those less fortunate by donating your chosen amount for every transaction.

  • Upto 3% Cashback on international retail including internet transactions and cash advances
  • No annual fee EVER!
  • Convenient Credit Card Cheque Facility
  • Balance Transfer Facility
  • Lifestyle Privileges Programme
  • Dining discounts with RAKfeast
  • Utility bill payment
  • Standing Instructions
  • Credit shield (Takaful)
  • Enjoy hundreds of complimentary Buy 1 Get 1 offers throughtout Middle East & Africa across dining, cafes, entertainment and attractions  powered by the Buy 1, Get 1 MasterCard for You app
  • Download the Careem App and register to get the first free ride as a new customer. From the 2nd ride onwards please enter promo code “MASTERCARD” to enjoy 20% discount monthly twice.
  • Complimentary access to over 10 VIP lounges in Unlimited airport lounge access at Dubai, Abu Dhabi, Cairo, Kuwait, and Jordan airports. Please click here for more details

MasterCard for you App

The new MasterCard For You app gives you access to a world full of possibilities, helping you learn about how you can use your card to its full potential. Simply choose the type of MasterCard you have and start discovering how it can enhance your travel, lifestyle and peace of mind. 

Discover new places to dine or have a special day out with the family – with this app, your MasterCard becomes your master key to even better experiences. Use the app to access benefits, redeem offers, and claim insurance coverage.

Use the MasterCard For You app to:

  • Browse ‘Buy 1 Get 1 Free’ offers in your selected location
  • Reveal a host of travel, lifestyle and insurance benefits
  • Learn about your online shopping privileges
  • Find out how your card protects you

Download the App from the Google Play store.


Cashback tiers


Monthly Spend Tiers Cashback % on International Spends Cashback % on Domestic Spends
Up to AED 14,999.99 1% 1%
AED 15,000 - AED 29,999.99 2% 2%
AED 30,000 and more 3% 3%
Minimum Monthly Spends Nil Nil
Maximum Cashback per month AED 1,000 AED 1,000


Many other benefits

You also get many other exceptional benefits such as Supplementary Credit Cards for your loved ones, easy Credit Card bills payment at any partner Exchange Houses, Cash Advances up to 80% of credit limit, free Purchase Protection as well as free Travel Accident Takaful and much more.

Convenient Online Banking


You can now view your Credit Card balance, make a Card payment, view and download statements, request for Balance Transfer, Credit Card Cheque and much more at a click of a button using RAKBANK Online Banking.

RAKfeast is a deliciously exclusive dining discount programme. Just use your Card to pay for meals and beverages at a wide range of participating restaurants and you can enjoy great savings. Click here for RAKfeast offers across leading restaurants. Bon appetite!

Terms and conditions apply.