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Standard Credit Card

Based on the Islamic concept of Qard Hassan, RAKislamic offers you the Sharia compliant Credit Card - the only socially responsible credit Card that truly makes a difference with each and every transaction.

Standard Credit Card gives you an option to choose from one of three selected institutions contributing towards humanitarian, charitable causes & educational aspects of social responsibility. 

The 3 charity organizations to choose from are:

  • Human Appeal International. For more information, please visit www.hai.ae
  • Sheikh Saqr Bin Mohd Al Qassimi Charity. For more information, please visit www.saqrcharity.org
  • Al Rahma Charity Organization. For more information, please visit www.rahmah.ae

All you have to do is:

  • Select one Charity of your choice from the list
  • Mention the amount you want to donate on every transaction
  • And start using the Card

Every time you use your Card, your mentioned amount will be accumulated towards your chosen charity.

So, make a difference in the lives of those less fortunate by donating your chosen amount for every transaction.

  • 1% Cashback* on your total monthly local and international retail purchases, internet transactions, and cash advances, subject to a minimum monthly retail spend of AED 1,000
  • No annual fee, ever
  • Convenient Credit Card Cheque Facility
  • Balance Transfer Facility
  • Dining discounts with RAKfeast
  • Utility bill payment
  • Standing Instructions
  • Credit shield


Many other benefits


You also get many other exceptional benefits such as Supplementary Credit Cards for your loved ones, easy Credit Card bills payment at any partner Exchange Houses, Cash Advances up to 80% of credit limit, free Purchase Protection Takaful as well as free Travel Accident Takaful and much more.


Convenient Online Banking

You can now view your Credit Card balance, make a Card payment, view and download statements, request for Balance Transfer, Credit Card Cheque and much more at a click of a button using RAKBANK Online Banking.

RAKfeast is a deliciously exclusive dining discount programme. Just use your Card to pay for meals and beverages at a wide range of participating restaurants and you can enjoy great savings. Click here for RAKfeast offers across leading restaurants. Bon appetite!