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We cannot predict what life has in store for us but we can prepare for it and soften the impact. That is why RAKBANK is pleased to offer RAKBANK Credit Cardholders, the most comprehensive Takaful Credit Shield Protection Cover (‘Credit Shield Plus’).

Takaful Credit Shield Plus is an invaluable protection benefit that covers your Credit Card outstanding balance. Should unforeseen circumstances such as death, critical illness or even involuntary loss of your employment prevent you from meeting your Credit Card dues, you have the peace of mind of knowing that you and your family will not be unnecessarily burdened.

In addition to Death, Permanent Total Disability, Critical illness and Involuntary loss of employment, Credit Shield Plus Protection also covers the RAKfit Membership (Aktivo) and Best Doctors – Second Medical Opinion.

The outstanding balance on your RAKBANK Credit Card will be covered by Takaful Credit Shield Plus in the event of:

Critical Illness (CI) Up to AED 500,000
Permanent Total Disablement (PTD) Up to AED 500,000
Death Up to AED 500,000
Involuntary Loss of Employement (ILOE) Up to AED 8,000 per month subject to a maximum of 12 months

Takaful Credit Shield Plus comes to you COMPLIMENTARY for the first two Card statements and thereafter a nominal monthly contribution rate as per  our Service and Price Guide will be applicable on the outstanding balance in each month’s Card statement. 

If you wish to de-enroll, please call us on 600 544049 from 9 AM to 6 PM or chat with us at www.rakbank.ae to place a request. Please note that once you have de-enrolled from Takaful Credit Shield Plus, re-enrolment will not be allowed.

Disclaimer: RAKBANK is only distributing the Takaful Credit Shield Plus which is underwritten and issued by Islamic Arab Insurance Company - SALAMA as per their policy terms and conditions. Accordingly, RAKBANK makes no representation or warranty whatsoever in respect of the Cover and assumes no liability or obligation in respect thereof. The Cover shall be provided as per the Takaful Credit Shield Plus Terms & Conditions (which is a part of the Credit Card Terms and Conditions).

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