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My Banking

As a RAKBANK Business Elite customer, you can now look forward to a tailored banking experience, privileges and benefits reserved for the elite few.

  • A Dedicated Relationship Manager for all your banking needs
  • Earn attractive Interest on our RAKBANK Business Elite Current Account (Only on AED & USD accounts)
  • Dedicated Elite counters across most of our branches
  • Fast Track Servicing of Business Banking service requests through Branches

As RAKBANK Business Elite customer you can now enjoy the below exclusive free transactional benefits 

  • Enhanced daily cash withdrawal limit up to AED 100,000. Overall daily transaction limit of AED 100,000 
  • Free teller transactions, cheque book and physical statements 
  • Free electronic fund transfer through Digital Banking* 
  • Higher transactional limit for fund transfer through Digital Banking
  • Special forex rates offered on below currencies in addition to USD
Australian Dollar AUD Bahraini Dinar BHD Canadian Dollar CAD
European currency EURO Great Britain Pound GBP Swiss Franc CHF
Japanese Yen JPY Kuwaiti Dinar KWD Omani Rial OMR
Qatari Rial QAR Saudi Riyal SAR Singapore Dollar SGD
*Only RAKBANK charges waived off.

Unarranged overdraft interest rate will be charged at 18% p.a.

Interest applicable effective 1st August 2022:

Account Balance slab (AED)
From To Interest rate
500,000 4,999,999.99 0.10%
5,000,000 14,999,999.99 0.15%
15,000,000 And above 0.25%*

Interest applicable effective 1st April 2020:

Account Balance slab (USD)
From To Interest rate
500,000 4,999,999.99 0.10%
5,000,000 9,999,999.99 0.15%
10,000,000 And above 0.25%*

Interest charges applicable for Japanese Yen, Euro and Swiss Franc as below:


With effective from 1st September 2022:

Currency Interest (% p.a.)
JPY -0.60


*Differential interest calculation method, Interest rate is subject to change as per bank's discretion


Note: If you do not wish to earn interest on your existing Business Current Account, please feel free to write to us at [email protected] from your registered email id.

Carry your bank wherever you go with Digital Banking. It’s simple, convenient, safe and fast. 

  • Free electronic Fund Transfer through Digital Banking (only RAKBANK charges waived off )
  • Request for Duplicate statement at reduced charges
  • Higher transactional limit for fund transfer through Digital Banking
  • Apply for Trade Finance services including Short Term Loan, Loan Against Invoices etc (only through browsers on desktop / laptop)
  • Get alerts on expiry of Trade License, Passport and Emirates ID (only on browsers on desktop / laptop)
  • Apply for Cheque Book, Business Debit Card, Balance confirmation letter, Bank reference letter, upload Trade Licence for selected Emirates and much more
  • Process staff salaries through Wage Protection System (WPS)
  • Pay all bills in one go

Click here to register for Digital Banking. 

You can pay your Etisalat (GSM, Landline, Al Shamil, Dialup, e-life, Wasel Recharge and Wasel Renewal), DEWA, Du and Salik services by logging into Digital Banking or calling 800 4048.

  • Sultan Business Centre, Oud Mehta 
  • Umm Hurair Branch, Bur Dubai
  • Al Jazira Branch, Abu Dhabi 
  • AL Quoz ,Sheikh Zayed Road
  • Ghanem Building, Sharjah

You can call 800 40 48 for 24x7 RAKBANK Business Elite support. 



For more details on exclusive benefits see Deals


Important Information: 

If you want to find out the current applicable SOFR rates, you can visit https://www.cmegroup.com/market-data/cme-group-benchmark-administration/term-sofr.html. The Bank will disclose their applicable rates linked to SOFR in the Key Fact Statements of the relevant products.

For RAKBANK Business Elite Customers:

For RAKislamic Business Elite Customers:




For more details on exclusive benefits see Deals