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Maintain an average balance of AED 500,000 or more in any of our Business Accounts and start earning interest. What’s more? Earn up to 1.00% p.a. bonus interest over and above your existing interest rate during the promotion period from 1st April 2023 to 31st December 2023.

Earn additional 0.25% p.a. Retention bonus if you maintain a monthly average balance of AED 5,000,000 and above for 9 months starting from 1st April 2023 to 31st December 2023.

How to enjoy bonus interest and retention bonus at the same time?

  • Maintain an incremental average balance against the previous month that corresponds to the tier reflecting below. Bonus Interest will be paid only on the new incremental average balance during any of the campaign period month.
Bonus Interest Rate for AED
From (AED) To (AED) Interest Rate (p.a.)
500,000 4,999,999 0.25%
5,000,000 14,999,999 0.50%
15,000,000 And above 1.00%


Bonus Interest Rate for USD
From (USD) To (USD) Interest Rate (p.a.)
500,000 4,999,999 0.25%
5,000,000 9,999,999 0.50%
10,000,000 And above 1.00%
  • Bonus interest and retention bonus are not applicable if the accrued interest is <=AED 10/- (for AED accounts) or <=$10/- (for USD accounts) in any month during the promotion period.
  • Prevailing interest would be paid every month, however bonus would be paid quarterly basis on month on month increase while retention bonus would be paid once campaign period is completed.
  • Retention Bonus will be paid on average balance of March 2023.

*Including prevailing, bonus interest & Retention bonus.

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