Important Disclaimer

  • Please refer to the below table for the Profit rate and the duration for each product.
  • Please note that the Profit rates are based on current applicable rates as at November 2021 and may be subject to change in the future.
  • The above calculator is for assumption purposes only. The actual payment schedules will be shared once you avail the product.
  • The Promo Period will be the period between disbursal of funds and first repayment date. It will be up to a max of 180 days and subject to Bank approval.
  • For certain finance products (Personal, Mortgage, Business and Secured Finance), in addition to the above, there will be Life and/or Property Takaful applicable as part of the finance and this will be provided to you at the time of the application.
Product name Reducing Profit Rate per annum Maximum Duration
Personal Finance 5% 48 months
Auto Finance 2% 60 months
Mortgage Finance 3% 240 months
Business Finance 17% 60 months
Asset Based Finance 6% 48 months