Titanium Credit Card
RAKBANK Titanium is leading the revolution in Credit Cards. Distinctive in appearance, RAKBANK Titanium offers card members a wealth of privileges and benefits unrivaled by any other credit card.- Up to 5% Cashback on all international retail purchase transactions.
- Up to 3% Cashback on all domestic retail purchases.
- No annual fee EVER!
- Low interest rate on outstanding retail purchases.
- Win AED 1,000,000 every 6 months
- Exclusive offers on electronics, jewelery, holidays, dining, furnishing many more.
- Up to 55 days interest free credit.
- FREE Supplementary Cards.
- Automatic FREE Purchase Protection.
- FREE Travel Accident Insurance.
- Free Fraud Protection Insurance brought to you by MasterCard. Click here for cover details.
- Cash Advance of up to 50% of Credit Limit.
- Privileged discounts on dining and shopping.
- Lowest minimum monthly payment of just 3%.
- Exclusive Global discounts and privileges on Premium brands and Hotels.
- Pay your Credit Card bills at any RAKBANK ATM or EDM, UAE Exchange, Redha Al Ansari Exchange, Al Ansari Exchange, Al Fardan Exchange and Sharaf Exchange outlets.
Up to 5% Cashback Overseas
You will now earn up to 5% Cashback on all your International Retail Purchase Transactions. You also get up to 5% Cashback on all Cash Advances and Internet Transactions.
Up to 3% Cashback
Your RAKBANK Titanium Card is the only Credit Card that gives you maximum returns. Get up to 3% Cashback on all Retail Purchases, anywhere and anytime.
Total Domestic Retail Spends & Cashback per month| Monthly Spend Tiers | Cashback % on Domestic Spends | Cashback % on International Spends |
| Up to AED 14,999.99 | 1% | 3% |
| AED 15,000 - AED 29,999.99 | 2% | 4% |
| AED 30,000 and more | 3% | 5% |
Maximum Value
The most rewarding programme in the market today, Cashback gives you a guaranteed return on everything you buy, from fuel and groceries, to air tickets, jewelery and electronics - anywhere in the world.
Notes:
- Maximum Cashback of AED 2,000 would be applicable for Cashback earned in any billing month on International Spends.
- Maximum Cashback of AED 1,200 would be applicable for Cashback earned in any billing month on Domestic Spends.
What’s more, when you use your Cashback for shopping, you get even more Cashback! The returns simply never cease.
Maximum Flexibility
Cashback is credited to your RAKBANK Titanium Credit Card account as and when you request it. Cashback will either be deducted from your current statement balance or redeemed against any further purchases you make.
Maximum Convenience
Simply call RAKdirect - our 24 hour phone banking service and ask to redeem your Cashback. There’s no paperwork or any forms to be filled in. Cashback will be credited to your Credit Card account within three working days of receiving your instructions.
Click here to view the Titanium exclusive offers and privileges.
Click here to read the Cashback Terms & Conditions.
Click here to apply for RAKBANK Titanium Credit Card.
For more information, please call us on 04 - 213 00 00 or click here.










